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Finally out of credit card debt!!!!!!!

Valued Contributor

Re: Finally out of credit card debt!!!!!!!

Congrats! Awesome job! :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 11 of 24
Regular Contributor

Re: Finally out of credit card debt!!!!!!!

+1000


.......NPSL..…..…$28K….....….$25K.............$20K..............$20K..............$20K..….......$9.5K…........$7.5K.…........$9K..............$4.5K
Message 12 of 24
Mega Contributor

Re: Finally out of credit card debt!!!!!!!

Wow, I have same amount of debt and I'm working very hard all this year to clear it. BIG CONGRATS TO YOU!!!



EQ FICO 548 3/3/16
Message 13 of 24
Highlighted
Moderator Emeritus

Re: Finally out of credit card debt!!!!!!!

That's a fanstastic accomplishment! I'm sure that this will feel like a huge weight off of you... very liberating. Good for you -- CONGRATS!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 14 of 24
Established Contributor

Re: Finally out of credit card debt!!!!!!!

Outstanding!!  Well done!! Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 15 of 24
New Contributor

Re: Finally out of credit card debt!!!!!!!


tehdrizzle wrote:

I wanted to post this as support for others that feel like they will never get out of credit card debt.  This time last year I had over $18,000 in credit cards and I just this moment before posting this paid off my last card in one large lump sum of $7890.  It hurts because it's so much but feels great at the same time.  Just keep working at it and you will get there, it's worth the sacrificing you do in the short term future because the feeling you get from knowing that you don't owe anything on those is just incredible!  Now I just have to tackle my unsecured personal loan with $6,240 on it, after that I just have my vehicle lease and mortgage!!!


That's my mantra - Debt free with a ton of credit available to me.

 

lol....Smiley Very Happy

Message 16 of 24
New Contributor

Re: Finally out of credit card debt!!!!!!!

Congrats!

Message 17 of 24
Super Contributor

Re: Finally out of credit card debt!!!!!!!

Way to go congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 18 of 24
Regular Contributor

Re: Finally out of credit card debt!!!!!!!

That's awesome to hear! I plan to have my debt paid off by the end of the month! Can't wait !
USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 19 of 24
Valued Contributor

Re: Finally out of credit card debt!!!!!!!

Great job! I'm jealous. Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 20 of 24