Considering I am a Chase Private Client and have a decent amount of assets with them, I am sure I can get them to reinstate everything at some point or I'll just take everything to another institution 
@Anonymous wrote:
Considering I am a Chase Private Client and have a decent amount of assets with them, I am sure I can get them to reinstate everything at some point or I'll just take everything to another institution
Well, considering that, you must have at least 250K there, so why not just write them a check and be done? And as a CPC, how would you explain 95% until on a low limit card? For a year. Lol. Or did I miss something?
@Anonymous wrote:
@Anonymous wrote:
Considering I am a Chase Private Client and have a decent amount of assets with them, I am sure I can get them to reinstate everything at some point or I'll just take everything to another institutionWell, considering that, you must have at least 250K there, so why not just write them a check and be done? And as a CPC, how would you explain 95% until on a low limit card? For a year. Lol. Or did I miss something?
+1
@Anonymous wrote:I would move on from Chase. They screwed me over pretty badly in the past. I will only use them for sign up bonuses. And then never use their cards again. To me they are the worst credit card issuer by far.
During the financial meltdown of '08-'10, Chase was clearly the most aggressive and brutal in their tactics among the major lenders. In my personal experience, I ended up with COs from Chase, Citi and BofA all at around the same time in 2010 and each for a similar $5k of so. BofA and Citi went through their CO procedures as you expect they would, but Chase went much further and eventually filed and obtained a judgment - as it turns out illegally. Chase ended up paying $166m in fines over their collection tactics (see link below), including obtaining judgements by providing false sworn statements and forged signatures, and I actually ended up with a settlement of like $100 years later.
So, I feel the same way as frogman1. I'll gladly partake in their sign-on bonuses and perks for the free money, but they'll never be at the top of my wallet again.
To the OP, it's possible that any lender will balance chase you when they smell problems. Historically, BofA and Capital One have been less aggressive I think, but things change over time.
@Anonymous wrote:
@Anonymous wrote:
Considering I am a Chase Private Client and have a decent amount of assets with them, I am sure I can get them to reinstate everything at some point or I'll just take everything to another institutionWell, considering that, you must have at least 250K there, so why not just write them a check and be done? And as a CPC, how would you explain 95% until on a low limit card? For a year. Lol. Or did I miss something?
Maybe it's retirement funds. I don't know! LOL! Just giving the OP the benefit of doubt because I am a Preferred Platinum Honors client with BOA and the bulk of it is retirement funds. I would hope OP wouldn't cash out those funds but instead get on a budget (or whatever) and pay his cards down some other way.