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Finally......

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android01
Valued Contributor
‎09-06-2013 04:31 PM
‎09-06-2013 04:31 PM

Finally......

Experian 850.jpg

 

I've been working at this for years.  Now if I can only keep it! Smiley Very Happy 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 1 of 54
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53 REPLIES 53
dabrian
Frequent Contributor
‎09-06-2013 04:36 PM
‎09-06-2013 04:36 PM

Re: Finally......

That score should be good enough for a First Premier Card with a starting limit of $300 with a low annual fee of $75, CongratsSmiley LOL

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 2 of 54
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FocusedAndDetermined
Senior Contributor
‎09-06-2013 04:37 PM
‎09-06-2013 04:37 PM

Re: Finally......

Stupendoous - super congrats!

Message 3 of 54
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StartingOver10
Moderator Emerita
‎09-06-2013 04:39 PM
‎09-06-2013 04:39 PM

Re: Finally......

WoW! What an achievement! Smiley Very Happy

Message 4 of 54
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SunriseEarth
Moderator Emeritus
‎09-06-2013 04:48 PM
‎09-06-2013 04:48 PM

Re: Finally......

@dabrian wrote:

That score should be good enough for a First Premier Card with a starting limit of $300 with a low annual fee of $75, CongratsSmiley LOL

Bwahahahahha!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 5 of 54
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SunriseEarth
Moderator Emeritus
‎09-06-2013 04:48 PM
‎09-06-2013 04:48 PM

Re: Finally......

@android01 wrote:

Experian 850.jpg

 

I've been working at this for years.  Now if I can only keep it! Smiley Very Happy 


And WOW!   Congrats!!!!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 54
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GaTech
Frequent Contributor
‎09-06-2013 04:51 PM
‎09-06-2013 04:51 PM

Re: Finally......

So a perfect score IS possible. How old is your oldest trade line/credit card?

And congrats Smiley Happy
As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 7 of 54
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CashOnDelivery
Established Contributor
‎09-06-2013 04:56 PM
‎09-06-2013 04:56 PM

Re: Finally......

Congrats! You're the 2nd person I've seen on this forum with a perfect 850.
2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700
Take the myFICO Fitness Challenge
Message 8 of 54
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android01
Valued Contributor
‎09-06-2013 04:57 PM
‎09-06-2013 04:57 PM

Re: Finally......

@GaTech wrote:
So a perfect score IS possible. How old is your oldest trade line/credit card?

And congrats Smiley Happy

Oldest trade line (Amex) is 28 years.

AAoA is 13 years

Utilization is <4%

Total credit available is $268,000

A twenty year old mortgage

Several closed auto loans

 NO late payments, EVER.

 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 9 of 54
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scottwagnon
Valued Contributor
‎09-06-2013 05:02 PM
‎09-06-2013 05:02 PM

Re: Finally......

YES! Finally! It is great to see this for the first time. CONGRATULATIONS

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Message 10 of 54
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