I'm new to this forums and i gotta say, im very impressed. The financial and credit advise on here is worth thousands of dollars out there. The cost of getting advice from a Certified Financial Advisor is usually exhobitant($50 to $350/hour). This forum not only provides very concrete advise on how to manage finances and credit history, the folks on here speak from the heart. A lot of the advise is from people who are reporting their own first-hand experiences. Nothing beats the advise of someone who has lived through the experience. My scores went up an average of 46 points with a week of hanging out on fico forums. I have set very high goals for myself. I'd like to thank everyone for the good advise. It's just priceless. Thanks guys. 
@Charlington wrote:
I'm new to this forums and i gotta say, im very impressed. The financial and credit advise on here is worth thousands of dollars out there. The cost of getting advice from a Certified Financial Advisor is usually exhobitant($50 to $350/hour). This forum not only provides very concrete advise on how to manage finances and credit history, the folks on here speak from the heart. A lot of the advise is from people who are reporting their own first-hand experiences. Nothing beats the advise of someone who has lived through the experience. My scores went up an average of 46 points with a week of hanging out on fico forums. I have set very high goals for myself. I'd like to thank everyone for the good advise. It's just priceless. Thanks guys.
Agreed! Nothing like working with people who's only vested interest is truly helping others that have come into similar situations! I've gone from low 500's to high 600's and even one 700+ score! (in just over a year) It was only possible with the help and advice from folks on these forums! Thanks all!