Fingerhut any Good?

XxRaVeNxX · ‎08-29-2012

In terms of price and building credit is it any good? Or is it no different than going to Aarons or Rent a Center?

I've noticed there's a modern day 'fingerhut', called Montgomery Ward ...Does anyone have experience with this company? http://www.wards.com/

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012

LS2982 · ‎08-29-2012

Fingerhut only reports to 2 CRA's EQ and TU. It does not report to EX. They are a bit overpriced. IMO I would go with something GE offers store card wise if you can get approved.

EQ FICO 548 3/3/16

Anonymous · ‎08-29-2012

If you can't get anything else, they're fine. I bought my shark vacuum from there, ended up paying $220 after all payments made (it's $180 in the store), BUT I did get some additional attachments for the vacuum thru fingerhut that I couldn't have gotten in the store..so I guess it really depends on the stuff that you're needing/wanting.