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Finished my app spree now I am headed to the garden

Valued Member

Finished my app spree now I am headed to the garden

I stumbled on this website earlier this year and began in the rebuilding section with around  500ish. Once I built my scores using the advice from the rebuilders  I headed to the Mortgage section and soaked up all the knowledge in that forum. I closed on my first home on 11/30. Now I am hanging out in the Credit Forum and loving the advice you guys have. So I went on my first app spree. I needed some appliances and furniture for my new house plus I wanted a couple new cards

 

Here's how it went:

Boa123 VISA CLI to $8500

Citi Forward $6500

Home Depot $5500

Rooms to Go $5200

Discover More $1500

Kohl's $1000

Chase ? had to fax in Driver's License still waiting on decision

 

I got no love from GE as I was declined for Lowes and WM.

 

So now I am off to the garden for next 6 months to a year.

I just wanted to say that this website is awesome. I can't remember how I found this site, but when I did I read every single post that I could to help me in my journey to turn around my credit. I am so grateful to all of you guys for the information that you post.



Starting Score:FICO EQ 620 TU Fako 595 EX FAKO 628
Current Score: Lender Pull 10/2012 EX 719, EQ 704, TU 690

BOA $8500 I CitiForward $6500 I Chase Freedom $3000 I Discover More $1500 I Kohls $1000 I Orchard Bank $400
App free since 12/8/2012.. holding out til 11/2013
Message 1 of 9
8 REPLIES
Regular Contributor

Re: Finished my app spree now I am headed to the garden

Congratulations! Rebuild... mortgage... credit Cards.... You follow almost my exact path. It feel pretty awesome don't it.
Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 2 of 9
Moderator Emeritus

Re: Finished my app spree now I am headed to the garden

Congrats! That's a wonderful story!! Feel free to hop on over to the garden to tend your new seedlings!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 3 of 9
Valued Contributor

Re: Finished my app spree now I am headed to the garden

That's a great story and nice CL`s! Congrats!

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 4 of 9
Valued Contributor

Re: Finished my app spree now I am headed to the garden

Congrats on the great progress! I'm surprised you got declined for GECRB Lowe's and GECRB Walmart since you got approved for some prime cards.

Message 5 of 9
Contributor

Re: Finished my app spree now I am headed to the garden

Congrats on all your Credit success!! See you in the Garden... Atleast till March! Smiley Wink



Message 6 of 9
Senior Contributor

Re: Finished my app spree now I am headed to the garden

Congrats!!!! I think Roomstogo is gecrb right? They prob saw all the inqs for the new accounts...:-X
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 9
Regular Contributor

Re: Finished my app spree now I am headed to the garden

Congrats on your success. Great feeling getting all those approvals. Smiley Wink

Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015

Message 8 of 9
Highlighted
Valued Contributor

Re: Finished my app spree now I am headed to the garden

Very nice, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 9