12-08-2012 07:51 AM
I stumbled on this website earlier this year and began in the rebuilding section with around 500ish. Once I built my scores using the advice from the rebuilders I headed to the Mortgage section and soaked up all the knowledge in that forum. I closed on my first home on 11/30. Now I am hanging out in the Credit Forum and loving the advice you guys have. So I went on my first app spree. I needed some appliances and furniture for my new house plus I wanted a couple new cards
Here's how it went:
Boa123 VISA CLI to $8500
Citi Forward $6500
Home Depot $5500
Rooms to Go $5200
Discover More $1500
Chase ? had to fax in Driver's License still waiting on decision
I got no love from GE as I was declined for Lowes and WM.
So now I am off to the garden for next 6 months to a year.
I just wanted to say that this website is awesome. I can't remember how I found this site, but when I did I read every single post that I could to help me in my journey to turn around my credit. I am so grateful to all of you guys for the information that you post.
12-08-2012 08:08 AM
12-08-2012 08:33 AM
12-08-2012 01:49 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.