I stumbled on this website earlier this year and began in the rebuilding section with around 500ish. Once I built my scores using the advice from the rebuilders I headed to the Mortgage section and soaked up all the knowledge in that forum. I closed on my first home on 11/30. Now I am hanging out in the Credit Forum and loving the advice you guys have. So I went on my first app spree. I needed some appliances and furniture for my new house plus I wanted a couple new cards
Here's how it went:
Boa123 VISA CLI to $8500
Citi Forward $6500
Home Depot $5500
Rooms to Go $5200
Discover More $1500
Chase ? had to fax in Driver's License still waiting on decision
I got no love from GE as I was declined for Lowes and WM.
So now I am off to the garden for next 6 months to a year.
I just wanted to say that this website is awesome. I can't remember how I found this site, but when I did I read every single post that I could to help me in my journey to turn around my credit. I am so grateful to all of you guys for the information that you post.
Congrats on the great progress! I'm surprised you got declined for GECRB Lowe's and GECRB Walmart since you got approved for some prime cards.
Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015