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Valued Member
natashahol
Posts: 41
Registered: ‎03-22-2012

Finished my app spree now I am headed to the garden

I stumbled on this website earlier this year and began in the rebuilding section with around  500ish. Once I built my scores using the advice from the rebuilders  I headed to the Mortgage section and soaked up all the knowledge in that forum. I closed on my first home on 11/30. Now I am hanging out in the Credit Forum and loving the advice you guys have. So I went on my first app spree. I needed some appliances and furniture for my new house plus I wanted a couple new cards

 

Here's how it went:

Boa123 VISA CLI to $8500

Citi Forward $6500

Home Depot $5500

Rooms to Go $5200

Discover More $1500

Kohl's $1000

Chase ? had to fax in Driver's License still waiting on decision

 

I got no love from GE as I was declined for Lowes and WM.

 

So now I am off to the garden for next 6 months to a year.

I just wanted to say that this website is awesome. I can't remember how I found this site, but when I did I read every single post that I could to help me in my journey to turn around my credit. I am so grateful to all of you guys for the information that you post.



Starting Score:FICO EQ 620 TU Fako 595 EX FAKO 628
Current Score: Lender Pull 10/2012 EX 719, EQ 704, TU 690

BOA $8500 I CitiForward $6500 I Chase Freedom $3000 I Discover More $1500 I Kohls $1000 I Orchard Bank $400
App free since 12/8/2012.. holding out til 11/2013
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Finished my app spree now I am headed to the garden

Congratulations! Rebuild... mortgage... credit Cards.... You follow almost my exact path. It feel pretty awesome don't it.
Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Finished my app spree now I am headed to the garden

Congrats! That's a wonderful story!! Feel free to hop on over to the garden to tend your new seedlings!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Finished my app spree now I am headed to the garden

That's a great story and nice CL`s! Congrats!

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
kevinjjc
Posts: 1,301
Registered: ‎01-14-2009

Re: Finished my app spree now I am headed to the garden

Congrats on the great progress! I'm surprised you got declined for GECRB Lowe's and GECRB Walmart since you got approved for some prime cards.

Contributor
GreatCreditFor2012
Posts: 95
Registered: ‎02-26-2012

Re: Finished my app spree now I am headed to the garden

Congrats on all your Credit success!! See you in the Garden... Atleast till March! :smileywink:



Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Finished my app spree now I am headed to the garden

Congrats!!!! I think Roomstogo is gecrb right? They prob saw all the inqs for the new accounts...:-X
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011

Re: Finished my app spree now I am headed to the garden

Congrats on your success. Great feeling getting all those approvals. :smileywink:

Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Finished my app spree now I am headed to the garden

Very nice, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13

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