Reply
Frequent Contributor
Posts: 474
Registered: ‎09-12-2010
0

Re: Firestone/CFNA Auto CLI

ok sweet good to know. I got so confident with that cli I hit the luv button on my walmart credit card went from $950 to $1650 amazon store card from $500 to $750 and then I applied for a CLI on my platinum visa at my local cu that Ive had for 2 years and they denied me saying I already have too many revolving accounts open and too many inquiries. Wasted a hard pull for no reason :/

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Frequent Contributor
Posts: 437
Registered: ‎05-21-2011
0

Re: Firestone/CFNA Auto CLI


kjm79 wrote:

Once you've had the card approx 6 months you get the luv "box/button".  You can get monthly $200 CLI (at least) from then on.  I've got higher CLI's but typically they are $200.  And I do it every month.  It's a soft pull everytime. 


Very nice info. Can't wait to see the button start showing up.


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


Take the FICO Fitness Challenge
Valued Member
Posts: 47
Registered: ‎02-16-2009
0

Re: Firestone/CFNA Auto CLI

So after 6 months or so when the love button shows up and you accept the invite and are approved for a cli, the love button then shows up monthly after that or a few months later for the next cli? I'm still under 6 months but will have my 6 months interested free balance paid off before then, so was just wondering if its a monthly love button after the 6 first 6 months. Its a great card and my highest cl of $1400, love the interest free for 6 months, too!


Starting Score: EQ 530 TU 550
Current Score: EQ 693 TU 697
Goal Score: 720+


Take the FICO Fitness Challenge
Established Contributor
Posts: 1,008
Registered: ‎01-22-2008
0

Re: Firestone/CFNA Auto CLI

I've had the card since 2009.  After the luv button shows up after 6 monhts, I've had the luv button every month thereafter. 


Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
Take the FICO Fitness Challenge
Valued Member
Posts: 47
Registered: ‎02-16-2009
0

Re: Firestone/CFNA Auto CLI

Thanks for the quick reply! I'm looking forward to the love button next month, too!


Starting Score: EQ 530 TU 550
Current Score: EQ 693 TU 697
Goal Score: 720+


Take the FICO Fitness Challenge
Valued Member
Posts: 46
Registered: ‎09-15-2010
0

Re: Firestone/CFNA Auto CLI

Does the card report credit limits? I heard at one point in the past they report cl as bal on card.
Established Contributor
Posts: 1,008
Registered: ‎01-22-2008
0

Re: Firestone/CFNA Auto CLI

DH and I both have cards and both have always reported or CL's.  Only issue I have with them, is some months they are slow to update or don't update. 


Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
Take the FICO Fitness Challenge
New Member
Posts: 3
Registered: ‎08-23-2011
0

Re: Firestone/CFNA Auto CLI

Careful with CFNA, though!

 

They report 30 day lates to the bureaus, as opposed to the majority of other banks which report 60s.

 

They got me in a lot of trouble during  my unemployemnt year.

Valued Member
Posts: 46
Registered: ‎09-15-2010
0

Re: Firestone/CFNA Auto CLI

Most people getting approved at store or online?
Frequent Contributor
Posts: 437
Registered: ‎05-21-2011
0

Re: Firestone/CFNA Auto CLI


tquint14 wrote:
Does the card report credit limits? I heard at one point in the past they report cl as bal on card.

Yes, they report the limit. If you apply online, make sure you go in store and make a purchase, and have them verify your ID. If you don't do that, they may not report your limit.


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.