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08-17-2011 10:36 PM
ok sweet good to know. I got so confident with that cli I hit the luv button on my walmart credit card went from $950 to $1650 amazon store card from $500 to $750 and then I applied for a CLI on my platinum visa at my local cu that Ive had for 2 years and they denied me saying I already have too many revolving accounts open and too many inquiries. Wasted a hard pull for no reason :/
08-18-2011 04:20 AM
Once you've had the card approx 6 months you get the luv "box/button". You can get monthly $200 CLI (at least) from then on. I've got higher CLI's but typically they are $200. And I do it every month. It's a soft pull everytime.
Very nice info. Can't wait to see the button start showing up.
08-20-2011 01:50 PM
So after 6 months or so when the love button shows up and you accept the invite and are approved for a cli, the love button then shows up monthly after that or a few months later for the next cli? I'm still under 6 months but will have my 6 months interested free balance paid off before then, so was just wondering if its a monthly love button after the 6 first 6 months. Its a great card and my highest cl of $1400, love the interest free for 6 months, too!
08-22-2011 09:13 AM
I've had the card since 2009. After the luv button shows up after 6 monhts, I've had the luv button every month thereafter.
08-23-2011 07:14 PM
Thanks for the quick reply! I'm looking forward to the love button next month, too!
08-24-2011 09:13 AM
DH and I both have cards and both have always reported or CL's. Only issue I have with them, is some months they are slow to update or don't update.
08-24-2011 09:19 AM
Careful with CFNA, though!
They report 30 day lates to the bureaus, as opposed to the majority of other banks which report 60s.
They got me in a lot of trouble during my unemployemnt year.
08-24-2011 10:09 AM
Does the card report credit limits? I heard at one point in the past they report cl as bal on card.
Yes, they report the limit. If you apply online, make sure you go in store and make a purchase, and have them verify your ID. If you don't do that, they may not report your limit.
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