Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Firestone..One mistake, two mistake more?

The one card I really regret was apping for Firestone.  Not even sure why I did it.  Was buying tires and they offered discount and 0% for using card.   Next thing I know, I was apping for card.  Got 1.8k approval which they said was high approval amount.  Arrgghhh.  Even worse they pulled every credit report as I found out later.  Double arrghh with three new hard inquiries.  Even worse they stopped giving the online cli approvals after using card. In any case, this morning realized need service on car.  Was thinking about using Firestone card.  Called them to see if still active.  Asked about cli.  Was told it was soft pull.  Sure I said.  Great cli to 2.2k.  I hope I didn't make another mistake and it turns out to be hard pull for cli.  Will find out soon.  So sad, my smallest cl and took 3 inquiries for it and hopefully not another for cli.  Btw, nice thing on card is all purchases over 249 get some 0% interest period.  It is not just on initial purchase.  Too bad for me as pif.  Arrrggghhh

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
Posts: 2,691
Registered: ‎09-26-2011
0

Re: Firestone..One mistake, two mistake more?

I dunno.  I really like that 0% for six months deal and have used it several times.  Smiley Happy

Current Scores: EX: 615, TU08: 639, EQ: 607. 04/01/2015.

Zero percent financing is where the devil lives...
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Firestone..One mistake, two mistake more?


tcbofade wrote:

I dunno.  I really like that 0% for six months deal and have used it several times.  Smiley Happy


do you remember if cli are soft?

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
Posts: 2,691
Registered: ‎09-26-2011
0

Re: Firestone..One mistake, two mistake more?

Yes, both of mine were soft...but there was only one inquiry when I opened the account, so maybe things have changed??

Current Scores: EX: 615, TU08: 639, EQ: 607. 04/01/2015.

Zero percent financing is where the devil lives...
Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: Firestone..One mistake, two mistake more?

Arrrghhhh

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Firestone..One mistake, two mistake more?

Hope it's a sp. That's not a bad CL for a store card.  It seems thatFirestone is one some have gotten  when rebuilding, do they may be more of a sub-prime - hence the triple pull. That would sting me, too! Since you already have the card, you may as well take advantage of discounts and  financing offers. I was considering it for a whole, but held off because my AAOA was low already. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Firestone..One mistake, two mistake more?

They are the nearest garage to my house and so easy to get to.  I just wish I had resisted the app in the first place.

               LIMITS IN CARD DESCRIPTIONS
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.