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Firestone..One mistake, two mistake more?

Valued Contributor

Firestone..One mistake, two mistake more?

The one card I really regret was apping for Firestone.  Not even sure why I did it.  Was buying tires and they offered discount and 0% for using card.   Next thing I know, I was apping for card.  Got 1.8k approval which they said was high approval amount.  Arrgghhh.  Even worse they pulled every credit report as I found out later.  Double arrghh with three new hard inquiries.  Even worse they stopped giving the online cli approvals after using card. In any case, this morning realized need service on car.  Was thinking about using Firestone card.  Called them to see if still active.  Asked about cli.  Was told it was soft pull.  Sure I said.  Great cli to 2.2k.  I hope I didn't make another mistake and it turns out to be hard pull for cli.  Will find out soon.  So sad, my smallest cl and took 3 inquiries for it and hopefully not another for cli.  Btw, nice thing on card is all purchases over 249 get some 0% interest period.  It is not just on initial purchase.  Too bad for me as pif.  Arrrggghhh

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Message 1 of 7
6 REPLIES
Senior Contributor

Re: Firestone..One mistake, two mistake more?

I dunno.  I really like that 0% for six months deal and have used it several times.  Smiley Happy



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 2 of 7
Valued Contributor

Re: Firestone..One mistake, two mistake more?


tcbofade wrote:

I dunno.  I really like that 0% for six months deal and have used it several times.  Smiley Happy


do you remember if cli are soft?

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Message 3 of 7
Senior Contributor

Re: Firestone..One mistake, two mistake more?

Yes, both of mine were soft...but there was only one inquiry when I opened the account, so maybe things have changed??



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 4 of 7
Established Contributor

Re: Firestone..One mistake, two mistake more?

Arrrghhhh

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 5 of 7
Senior Contributor

Re: Firestone..One mistake, two mistake more?

Hope it's a sp. That's not a bad CL for a store card.  It seems thatFirestone is one some have gotten  when rebuilding, do they may be more of a sub-prime - hence the triple pull. That would sting me, too! Since you already have the card, you may as well take advantage of discounts and  financing offers. I was considering it for a whole, but held off because my AAOA was low already. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 6 of 7
Valued Contributor

Re: Firestone..One mistake, two mistake more?

They are the nearest garage to my house and so easy to get to.  I just wish I had resisted the app in the first place.

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Message 7 of 7