08-20-2012 08:34 AM
The one card I really regret was apping for Firestone. Not even sure why I did it. Was buying tires and they offered discount and 0% for using card. Next thing I know, I was apping for card. Got 1.8k approval which they said was high approval amount. Arrgghhh. Even worse they pulled every credit report as I found out later. Double arrghh with three new hard inquiries. Even worse they stopped giving the online cli approvals after using card. In any case, this morning realized need service on car. Was thinking about using Firestone card. Called them to see if still active. Asked about cli. Was told it was soft pull. Sure I said. Great cli to 2.2k. I hope I didn't make another mistake and it turns out to be hard pull for cli. Will find out soon. So sad, my smallest cl and took 3 inquiries for it and hopefully not another for cli. Btw, nice thing on card is all purchases over 249 get some 0% interest period. It is not just on initial purchase. Too bad for me as pif. Arrrggghhh
08-20-2012 08:46 AM
I dunno. I really like that 0% for six months deal and have used it several times.
do you remember if cli are soft?
08-20-2012 08:48 AM
Yes, both of mine were soft...but there was only one inquiry when I opened the account, so maybe things have changed??
08-20-2012 08:55 AM
08-20-2012 10:58 AM
Hope it's a sp. That's not a bad CL for a store card. It seems thatFirestone is one some have gotten when rebuilding, do they may be more of a sub-prime - hence the triple pull. That would sting me, too! Since you already have the card, you may as well take advantage of discounts and financing offers. I was considering it for a whole, but held off because my AAOA was low already.
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