08-20-2012 08:34 AM
The one card I really regret was apping for Firestone. Not even sure why I did it. Was buying tires and they offered discount and 0% for using card. Next thing I know, I was apping for card. Got 1.8k approval which they said was high approval amount. Arrgghhh. Even worse they pulled every credit report as I found out later. Double arrghh with three new hard inquiries. Even worse they stopped giving the online cli approvals after using card. In any case, this morning realized need service on car. Was thinking about using Firestone card. Called them to see if still active. Asked about cli. Was told it was soft pull. Sure I said. Great cli to 2.2k. I hope I didn't make another mistake and it turns out to be hard pull for cli. Will find out soon. So sad, my smallest cl and took 3 inquiries for it and hopefully not another for cli. Btw, nice thing on card is all purchases over 249 get some 0% interest period. It is not just on initial purchase. Too bad for me as pif. Arrrggghhh
08-20-2012 08:46 AM
I dunno. I really like that 0% for six months deal and have used it several times.
do you remember if cli are soft?
08-20-2012 08:48 AM
Yes, both of mine were soft...but there was only one inquiry when I opened the account, so maybe things have changed??
08-20-2012 08:55 AM
08-20-2012 10:58 AM
Hope it's a sp. That's not a bad CL for a store card. It seems thatFirestone is one some have gotten when rebuilding, do they may be more of a sub-prime - hence the triple pull. That would sting me, too! Since you already have the card, you may as well take advantage of discounts and financing offers. I was considering it for a whole, but held off because my AAOA was low already.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.