First App Spree Results!!

[bryan8392]

Hey all! I just wanted to share the results of my app spree after being in the garden for a year. I have been lurking on this board for a while and have learned so much so thanks to everyone who shares their knowledge!

Here is what I had before the spree:

Discover It: 550/3900

Citi Platinum Select Visa: 0/1200

US Bank Platinum Visa: 0/1500

GEMB Discount Tire: 0/800

I also just paid off a loan for a motorcycle and about $3000 of CC debt a couple months ago. My EQ score jumped from 683 to 762 after this which I thought was crazy. Staying in the garden and lowering my utilization really makes a dramatic difference I guess.

Here is what I applied for:

AMEX BCE: Approved, $8000

US Bank Cash+: Approved, $8500

Unitus Platinum Rewards: Approved, $8000

Barclays Rewards Mastercard: Approved, $6300

BoA 1-2-3: Approved, unknown limit

Walmart Discover: Approved, $1900

Chase Freedom: Awaiting results

I'm not sure why Chase would take longer than all of those other banks, but I'm hoping I get it. Now I don't really know what my next steps are.... I guess its back to the garden for a while!

[parakleet]

Congrats!! Those are nice CLs. Gardening sound like a good plan! 

[Shyone44]

Congrats on the approvals!!!! After staying in the garden for a year should get you a garden statue in your siggy

[09Lexie]

Congrats! Call Chase depending on the order you app'd you might have to explain your inq's.

[BearsAndTurtlesRtheBest]

Thats awesome!! Congrats!! Here folks we find the results when waiting patiently in the garden and lower UTL. It will pay off. 

[myjourney]

Congrats nice card nice limits...

You should have no problem gardening look at what it just got you.

[shanac]

WOW--that's impressive! I'm patiently awaiting my turn.

[LS2982]

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@bryan8392 wrote:

Hey all! I just wanted to share the results of my app spree after being in the garden for a year. I have been lurking on this board for a while and have learned so much so thanks to everyone who shares their knowledge!

Here is what I had before the spree:

Discover It: 550/3900

Citi Platinum Select Visa: 0/1200

US Bank Platinum Visa: 0/1500

GEMB Discount Tire: 0/800

I also just paid off a loan for a motorcycle and about $3000 of CC debt a couple months ago. My EQ score jumped from 683 to 762 after this which I thought was crazy. Staying in the garden and lowering my utilization really makes a dramatic difference I guess.

Here is what I applied for:

AMEX BCE: Approved, $8000

US Bank Cash+: Approved, $8500

Unitus Platinum Rewards: Approved, $8000

Barclays Rewards Mastercard: Approved, $6300

BoA 1-2-3: Approved, unknown limit

Walmart Discover: Approved, $1900

Chase Freedom: Awaiting results

I'm not sure why Chase would take longer than all of those other banks, but I'm hoping I get it. Now I don't really know what my next steps are.... I guess its back to the garden for a while!

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Very nice!!!

CONGRATS!!!!

[dodgerslv]

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@bryan8392 wrote:

Hey all! I just wanted to share the results of my app spree after being in the garden for a year. I have been lurking on this board for a while and have learned so much so thanks to everyone who shares their knowledge!

Here is what I had before the spree:

Discover It: 550/3900

Citi Platinum Select Visa: 0/1200

US Bank Platinum Visa: 0/1500

GEMB Discount Tire: 0/800

I also just paid off a loan for a motorcycle and about $3000 of CC debt a couple months ago. My EQ score jumped from 683 to 762 after this which I thought was crazy. Staying in the garden and lowering my utilization really makes a dramatic difference I guess.

Here is what I applied for:

AMEX BCE: Approved, $8000

US Bank Cash+: Approved, $8500

Unitus Platinum Rewards: Approved, $8000

Barclays Rewards Mastercard: Approved, $6300

BoA 1-2-3: Approved, unknown limit

Walmart Discover: Approved, $1900

Chase Freedom: Awaiting results

I'm not sure why Chase would take longer than all of those other banks, but I'm hoping I get it. Now I don't really know what my next steps are.... I guess its back to the garden for a while!

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AWESOME!!!! Big Congrats bryan!!!!!

[vish1]

In Boston, we call it:

Wicked cool

Now time for some gardening.