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Member
Posts: 9
Registered: ‎12-16-2011
0

First App Spree Results!!

Hey all! I just wanted to share the results of my app spree after being in the garden for a year. I have been lurking on this board for a while and have learned so much so thanks to everyone who shares their knowledge!

 

Here is what I had before the spree:

 

Discover It: 550/3900

Citi Platinum Select Visa: 0/1200

US Bank Platinum Visa: 0/1500

GEMB Discount Tire: 0/800

 

I also just paid off a loan for a motorcycle and about $3000 of CC debt a couple months ago. My EQ score jumped from 683 to 762 after this which I thought was crazy. Staying in the garden and lowering my utilization really makes a dramatic difference I guess.

 

Here is what I applied for:

 

AMEX BCE: Approved, $8000

US Bank Cash+: Approved, $8500

Unitus Platinum Rewards: Approved, $8000

Barclays Rewards Mastercard: Approved, $6300

BoA 1-2-3: Approved, unknown limit

Walmart Discover: Approved, $1900

Chase Freedom: Awaiting results

 

I'm not sure why Chase would take longer than all of those other banks, but I'm hoping I get it. Now I don't really know what my next steps are.... I guess its back to the garden for a while!

Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
0

Re: First App Spree Results!!

Congrats!! Those are nice CLs. Gardening sound like a good plan! 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Contributor
Posts: 79
Registered: ‎03-23-2013
0

Re: First App Spree Results!!

Congrats on the approvals!!!! After staying in the garden for a year should get you a garden statue in your siggy Smiley Wink


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: First App Spree Results!!

Congrats! Call Chase depending on the order you app'd you might have to explain your inq's.
Senior Contributor
Posts: 4,041
Registered: ‎10-02-2012
0

Re: First App Spree Results!!

Thats awesome!! Congrats!! Here folks we find the results when waiting patiently in the garden and lower UTL. It will pay off. 

Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: First App Spree Results!!

Congrats nice card nice limits...

You should have no problem gardening look at what it just got you.Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Regular Contributor
Posts: 236
Registered: ‎09-20-2012
0

Re: First App Spree Results!!

WOW--that's impressive! I'm patiently awaiting my turn.

iPhone. iTypos. iApologize

Current Score: EQ FICO 750 TU FICO 761 EX FICO 753
Goal Score: 800 Gardening since 9/11/2015 until 6/2016
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: First App Spree Results!!


bryan8392 wrote:

Hey all! I just wanted to share the results of my app spree after being in the garden for a year. I have been lurking on this board for a while and have learned so much so thanks to everyone who shares their knowledge!

 

Here is what I had before the spree:

 

Discover It: 550/3900

Citi Platinum Select Visa: 0/1200

US Bank Platinum Visa: 0/1500

GEMB Discount Tire: 0/800

 

I also just paid off a loan for a motorcycle and about $3000 of CC debt a couple months ago. My EQ score jumped from 683 to 762 after this which I thought was crazy. Staying in the garden and lowering my utilization really makes a dramatic difference I guess.

 

Here is what I applied for:

 

AMEX BCE: Approved, $8000

US Bank Cash+: Approved, $8500

Unitus Platinum Rewards: Approved, $8000

Barclays Rewards Mastercard: Approved, $6300

BoA 1-2-3: Approved, unknown limit

Walmart Discover: Approved, $1900

Chase Freedom: Awaiting results

 

I'm not sure why Chase would take longer than all of those other banks, but I'm hoping I get it. Now I don't really know what my next steps are.... I guess its back to the garden for a while!


Very nice!!!

 

CONGRATS!!!!




EQ FICO 548 3/3/16
Valued Contributor
Posts: 2,137
Registered: ‎06-16-2012
0

Re: First App Spree Results!!


bryan8392 wrote:

Hey all! I just wanted to share the results of my app spree after being in the garden for a year. I have been lurking on this board for a while and have learned so much so thanks to everyone who shares their knowledge!

 

Here is what I had before the spree:

 

Discover It: 550/3900

Citi Platinum Select Visa: 0/1200

US Bank Platinum Visa: 0/1500

GEMB Discount Tire: 0/800

 

I also just paid off a loan for a motorcycle and about $3000 of CC debt a couple months ago. My EQ score jumped from 683 to 762 after this which I thought was crazy. Staying in the garden and lowering my utilization really makes a dramatic difference I guess.

 

Here is what I applied for:

 

AMEX BCE: Approved, $8000

US Bank Cash+: Approved, $8500

Unitus Platinum Rewards: Approved, $8000

Barclays Rewards Mastercard: Approved, $6300

BoA 1-2-3: Approved, unknown limit

Walmart Discover: Approved, $1900

Chase Freedom: Awaiting results

 

I'm not sure why Chase would take longer than all of those other banks, but I'm hoping I get it. Now I don't really know what my next steps are.... I guess its back to the garden for a while!


AWESOME!!!! Big Congrats bryan!!!!!

gardening since 5/21/2016
Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: First App Spree Results!!

In Boston, we call it:

Wicked cool

 

Now time for some gardening.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)

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