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Here are the results of my first ever app spree...
Walmart: Approval $800.00 Limit
Best Buy: Denial
Capital One: (Platinum) Approval $700.00
Kohl's: 7-10 Day Message
Old Navy: Approval $200.00
Barclay's: Approval (Recon) $750.00
American Eagle: 7-10 Day Message
Not the greatest however I will take (and nourish) whatever I can!
You might want to try Jared too! I just did today and got a $2K credit line!
Congrats on the new accounts, but I would put that applying finger to rest.
Too many inquiries are only going to red flag creditors.
Time to tend your new garden of cards, watch them blossom and mature!
Well congrats to ya!! I can agree with the last post about maybe letting your garden of credit grow. I just had an experience a few days ago when i applied to a cc and the initial CL WAS $1,500 then they reviewed my CR again and because of the inquries they decided to decrease it BEFORE i got the card to $500-OUCH !!!! so I'm just saying from experience as well. I wished I had stopped but in all case I'm happy I got approved and will work on my garden for a whole year before I consider anything else. Happy growing to you!!!!
@wills77 wrote:Here are the results of my first ever app spree...
Walmart: Approval $800.00 Limit
Best Buy: Denial
Capital One: (Platinum) Approval $700.00
Kohl's: 7-10 Day Message
Old Navy: Approval $200.00
Barclay's: Approval (Recon) $750.00
American Eagle: 7-10 Day Message
Not the greatest however I will take (and nourish) whatever I can!
Starting Score: 576
Current Score: 603
Goal Score: 650
Looks like your results are three cards out of seven apps, with one recon bringing you up to four. Looks like several folks may be saying, "Ah-hem. That may be enough for now."
Remember there's something of an oxymoron in "I will take (seize, get, obtain) whatever I can" and "I will nourish (feed, nurture, cultivate) whatever I can." You may find that In order to nourish the accounts you have opened, it is time to let go of the "take whatever I can" philosophy - it may be counterproductive at this point.
That goal score of 650 is a great motivator. Best wishes to you!
Congrats!! Now on to gardening!!!
@Anonymous wrote:Congrats on the new accounts, but I would put that applying finger to rest.
Too many inquiries are only going to red flag creditors.
Time to tend your new garden of cards, watch them blossom and mature!
You read my mind... I will be letting the app finger rest for at least one year!
@wills77 wrote:Here are the results of my first ever app spree...
Walmart: Approval $800.00 Limit
Best Buy: Denial
Capital One: (Platinum) Approval $700.00
Kohl's: 7-10 Day Message
Old Navy: Approval $200.00
Barclay's: Approval (Recon) $750.00
American Eagle:
7-10 Day MessageApproved $150.00
Not the greatest however I will take (and nourish) whatever I can!
Wanted to update....Thanks again myFICO! Hope this will also help others!
Congrats on the new cards, willis!