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First App Spree

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wills77
Established Member

First App Spree

Here are the results of my first ever app spree...

 

Walmart: Approval $800.00 Limit

Best Buy: Denial

Capital One: (Platinum) Approval $700.00

Kohl's: 7-10 Day Message

Old Navy: Approval $200.00

Barclay's: Approval (Recon) $750.00

American Eagle: 7-10 Day Message

 

Not the greatest however I will take (and nourish) whatever I can!

 


Starting Score: 576
Current Score: 622
Goal Score: 650


Take the FICO Fitness Challenge
Message 1 of 9
8 REPLIES 8
meagherrob
Established Member

Re: First App Spree

You might want to try Jared too!  I just did today and got a $2K credit line! 

Message 2 of 9
Anonymous
Not applicable

Re: First App Spree

Congrats on the new accounts, but I would put that applying finger to rest.

 

Too many inquiries are only going to red flag creditors.

 

Time to tend your new garden of cards, watch them blossom and mature!

Message 3 of 9
Anonymous
Not applicable

Re: First App Spree

Well congrats to ya!! I can agree with the last post about maybe letting your garden of credit grow. I just had an experience a few days ago when i applied to a cc and the initial CL WAS $1,500 then they reviewed my CR again and because of the inquries they decided to decrease it BEFORE i got the card to $500-OUCH Smiley Sad!!!! so I'm just saying from experience as well. I wished I had stopped but in all case I'm happy I got approved and will work on  my garden for a whole year before I consider anything else. Happy growing to you!!!!

Message 4 of 9
Anonymous
Not applicable

Re: First App Spree


@wills77 wrote:

Here are the results of my first ever app spree...

 

Walmart: Approval $800.00 Limit

Best Buy: Denial

Capital One: (Platinum) Approval $700.00

Kohl's: 7-10 Day Message

Old Navy: Approval $200.00

Barclay's: Approval (Recon) $750.00

American Eagle: 7-10 Day Message

 

Not the greatest however I will take (and nourish) whatever I can!

 


Starting Score: 576
Current Score: 603
Goal Score: 650

 


Looks like your results are three cards out of seven apps, with one recon bringing you up to four.  Looks like several folks may be saying, "Ah-hem.  That may be enough for now."  Smiley Wink

 

Remember there's something of an oxymoron in "I will take (seize, get, obtain) whatever I can" and "I will nourish (feed, nurture, cultivate) whatever I can."  You may find that In order to nourish the accounts you have opened, it is time to let go of the "take whatever I can" philosophy - it may be counterproductive at this point.

 

That goal score of 650 is a great motivator.  Best wishes to you!

Message 5 of 9
Anonymous
Not applicable

Re: First App Spree

Congrats!! Now on to gardening!!!

Message 6 of 9
wills77
Established Member

Re: First App Spree


@Anonymous wrote:

Congrats on the new accounts, but I would put that applying finger to rest.

 

Too many inquiries are only going to red flag creditors.

 

Time to tend your new garden of cards, watch them blossom and mature!


You read my mind... I will be letting the app finger rest for at least one year!


Starting Score: 576
Current Score: 622
Goal Score: 650


Take the FICO Fitness Challenge
Message 7 of 9
wills77
Established Member

Re: First App Spree


@wills77 wrote:

Here are the results of my first ever app spree...

 

Walmart: Approval $800.00 Limit

Best Buy: Denial

Capital One: (Platinum) Approval $700.00

Kohl's: 7-10 Day Message

Old Navy: Approval $200.00

Barclay's: Approval (Recon) $750.00

American Eagle: 7-10 Day Message  Approved $150.00 Smiley Indifferent

 

Not the greatest however I will take (and nourish) whatever I can!

 


Wanted to update....Thanks again myFICO! Hope this will also help others!


Starting Score: 576
Current Score: 622
Goal Score: 650


Take the FICO Fitness Challenge
Message 8 of 9
ficonightmare
Frequent Contributor

Re: First App Spree

Congrats on the new cards, willis! Smiley Happy


Starting Score: 600s
Current Score: EQ 08 798 on 5/28/14, TU 792 on 5/27/4 via Barclay, EX 798 on 5/28/14
Goal Score: 760


Take the FICO Fitness Challenge

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Message 9 of 9
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