Reply
Regular Contributor
trishdadish
Posts: 123
Registered: ‎01-15-2009

Re: First Application Spree of 2013

Congrats! You've scored yourself some great cards and limits!

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: First Application Spree of 2013

Wow.  Barclays is already reporting to Experian.

Contributor
Bobert22
Posts: 236
Registered: ‎01-20-2013

Re: First Application Spree of 2013


djrez4 wrote:

Bobert22 wrote:

djrez4 wrote:

Today's haul - 

 

Approved -

Citi Hilton HHonors Visa Signature - $10,000 - 50k HHonors points, $1,000 spend in 4 months

Citi Hilton HHonors Reserve - $10,000 - 2 free weekend nights, $2,500 spend in 6 months

Barclays US Airways Dividend Miles  - $6,000 - 40k US Airways miles on first purchase

Amex SPG - $2,000 - 10k SPG points + 15k SPG points, $5,000 in 6 months.

 

Denied - 

Amex SPG Business


so if I apply for an American Express BCE and get denied, it'll be a soft inquiry on my credit report? And there will be no hard pull? 


If you're a current Amex member, yes.


Does that include being AU on a family member's AMEX BCE account? 

 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: First Application Spree of 2013

I don't believe so, no.

Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,232
Registered: ‎10-02-2012

Re: First Application Spree of 2013

WOW! you go the the BEST hilton cards! Better than *cough Hilton AMEX cough cough* :smileytongue:


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
New Member
Sosee
Posts: 14
Registered: ‎01-29-2013

Re: First Application Spree of 2013

[ Edited ]

Does that include if I am just an authorized user on an amex green?

my wife has head me as an AU for a couple years on her green card but my credit is reaching a place where I should be able to pull my own prime cards and amex blue is on my hit list. 

 

Thanks

 

 

EDIT:  bah. I just saw where my question already got answered. Sorry. 

Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,232
Registered: ‎10-02-2012

Re: First Application Spree of 2013

^^nope you must me a actual card member, in other words the card must be under your name in order to qualify for the soft pull in case of denial in a amex card application


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: First Application Spree of 2013


BearsAndTurtlesRtheBest wrote:

WOW! you go the the BEST hilton cards! Better than *cough Hilton AMEX cough cough* :smileytongue:


The HHonors Amex has it's uses; it's the only way to get AXON redemptions.

Valued Contributor
visorboy1974
Posts: 1,129
Registered: ‎05-17-2010

Re: First Application Spree of 2013

Nice little haul there...congrats!  :smileyhappy:

 

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: First Application Spree of 2013

Congrats!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+