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First Application Spree of 2013

Regular Contributor

Re: First Application Spree of 2013

Congrats! You've scored yourself some great cards and limits!

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Message 11 of 20
Established Contributor

Re: First Application Spree of 2013

Wow.  Barclays is already reporting to Experian.

Message 12 of 20
Contributor

Re: First Application Spree of 2013


djrez4 wrote:

Bobert22 wrote:

djrez4 wrote:

Today's haul - 

 

Approved -

Citi Hilton HHonors Visa Signature - $10,000 - 50k HHonors points, $1,000 spend in 4 months

Citi Hilton HHonors Reserve - $10,000 - 2 free weekend nights, $2,500 spend in 6 months

Barclays US Airways Dividend Miles  - $6,000 - 40k US Airways miles on first purchase

Amex SPG - $2,000 - 10k SPG points + 15k SPG points, $5,000 in 6 months.

 

Denied - 

Amex SPG Business


so if I apply for an American Express BCE and get denied, it'll be a soft inquiry on my credit report? And there will be no hard pull? 


If you're a current Amex member, yes.


Does that include being AU on a family member's AMEX BCE account? 

 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 13 of 20
Established Contributor

Re: First Application Spree of 2013

I don't believe so, no.

Message 14 of 20
Senior Contributor

Re: First Application Spree of 2013

WOW! you go the the BEST hilton cards! Better than *cough Hilton AMEX cough cough* Smiley Tongue

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 15 of 20
New Member

Re: First Application Spree of 2013

Does that include if I am just an authorized user on an amex green?

my wife has head me as an AU for a couple years on her green card but my credit is reaching a place where I should be able to pull my own prime cards and amex blue is on my hit list. 

 

Thanks

 

 

EDIT:  bah. I just saw where my question already got answered. Sorry. 

Message 16 of 20
Senior Contributor

Re: First Application Spree of 2013

^^nope you must me a actual card member, in other words the card must be under your name in order to qualify for the soft pull in case of denial in a amex card application

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 17 of 20
Established Contributor

Re: First Application Spree of 2013


BearsAndTurtlesRtheBest wrote:

WOW! you go the the BEST hilton cards! Better than *cough Hilton AMEX cough cough* Smiley Tongue


The HHonors Amex has it's uses; it's the only way to get AXON redemptions.

Message 18 of 20
Valued Contributor

Re: First Application Spree of 2013

Nice little haul there...congrats!  Smiley Happy

 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 19 of 20
Highlighted
Senior Contributor

Re: First Application Spree of 2013

Congrats!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 20 of 20