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First CC, Starting Credit Score?

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Desmoire
Regular Contributor

First CC, Starting Credit Score?

My GF has no credit and was just approved for a barclay card. After 6 months when a credit report is generated (PIF each month, low balance) what can she expect her score to be around? 680-700? Should she apply for 1-2 cards or more once she has a score to beef up her credit profile? She's hoping to have a 700+ score in 12 months...

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
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1GaDawg85
Valued Contributor

Re: First CC, Starting Credit Score?

Go to Capital One and apply for a card with them. Use them both over the next 6 months and should see a healthy score 


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