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First CC offer in the Mail!!

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Anonymous
Not applicable

First CC offer in the Mail!!

 Received my first ever CC offer in the mail from Discover.  I'd jump on it, but we close on our home on March 23.  My mouth is watering, but gotta wait!!

 

Pretty excited about my financial 2018!!

Message 1 of 16
15 REPLIES 15
SomewhereIn505
Valued Contributor

Re: First CC offer in the Mail!!


@Anonymouswrote:

 Received my first ever CC offer in the mail from Discover.  I'd jump on it, but we close on our home on March 23.  My mouth is watering, but gotta wait!!

 

Pretty excited about my financial 2018!!


@Congrats @Anonymous 🎉


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 2 of 16
Anonymous
Not applicable

Re: First CC offer in the Mail!!

Move the mortgage closing back 6 more months, problem solved.
Message 3 of 16
Anonymous
Not applicable

Re: First CC offer in the Mail!!


@Anonymouswrote:
Move the mortgage closing back 6 more months, problem solved.

You're a man that can solve problems, eh??

 

lol.  Thanks, but no thanks!

Message 4 of 16
AverageJoesCredit
Legendary Contributor

Re: First CC offer in the Mail!!

Dont mind oldman87, hes just a GeniusSmiley Happy

Looks like Disco wants to be your homie lover friend of the credit card worldSmiley Wink
Message 5 of 16
SomewhereIn505
Valued Contributor

Re: First CC offer in the Mail!!

Let others chime in on the idea below. I’m a renter and clearly don’t want you to risk anything so close to your closing date!

 

Maybe you should sign up for Disco scorecard. It’s a SP but sometimes it results in better offers than mailers and might yield a SP instead of a HP.

 

Im clearly no expert when your getting a mortgage. So what does the other MyFicos say? Good idea or not?!?


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 6 of 16
Anonymous
Not applicable

Re: First CC offer in the Mail!!

I'll find out in April, AJC.  Wonder if this is any indication of what type of SL they'll give me?  They're just trying to butter me up for a baby SL, aren't they??

 

lol

Message 7 of 16
Anonymous
Not applicable

Re: First CC offer in the Mail!!

Thanks for the information, somewhere!

 

I do subscribe to scorecard!  Ive had several prequalified offers the past few months, but this is the first one that's came in the mail.  Prequals are not giving me a range, but a specific APR.  It's hight, but not a range.  I think 24.74%.

 

So, do you mean that because I'm a scorecard subscriber, they could possibly give me a card with a SP?  Surely you jest!!

Message 8 of 16
AverageJoesCredit
Legendary Contributor

Re: First CC offer in the Mail!!

Actually Somewhere's idea is really good. When you are ready, check to see if you have preapprovals. Getting a Disco on sp is way better than one with a Harry PotterSmiley Wink
Message 9 of 16
Anonymous
Not applicable

Re: First CC offer in the Mail!!

No doubt about it, AJC.  That would be awesome, sir!!

 

Thanks for the input, folks!!

Message 10 of 16
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