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Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Congrats, how long did you have the card and what was your history like (i.e. run everything through or just a few small charges and PIF each month, etc?)
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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I got it in mid March so I have had it for about 5 months. I typically would run the balance up to about $800 every couple weeks and pay it in full. The last week, I have been making smaller payments and carrying an interest free balance. I had a balance of about $700 when they gave it to me. I have also used the card very heavily since I got it. I run all my expenses through it.
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