Re: First Chase Freedom Offer

LShawn08 · ‎08-11-2014

Recently received offer of 20,000 point, with a 0% APR for 15 months and 13.99% after. I wont be applying for it. I have no need for any other cards probably for a while. Just wondered was this one of their better offers and if not what are usually their best terms ?

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe

Closingracer99 · ‎08-11-2014

@LShawn08 wrote:
Recently received offer of 20,000 point, with a 0% APR for 15 months and 13.99% after. I wont be applying for it. I have no need for any other cards probably for a while. Just wondered was this one of their better offers and if not what are usually their best terms ?

I would take that lol ! the typical offer is 10,000. APR ranges I believe from 13.99% to 22.99%.

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

LShawn08 · ‎08-11-2014

YOU FIB! lol

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe

notfancy · ‎08-12-2014

@LShawn08 wrote:
Recently received offer of 20,000 point, with a 0% APR for 15 months and 13.99% after. I wont be applying for it. I have no need for any other cards probably for a while. Just wondered was this one of their better offers and if not what are usually their best terms ?

Wow, that is a fantastic offer. The APR is their best, as far as I know.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700 Seedling again as of 07/29/14

Closingracer99 · ‎08-12-2014

@notfancy wrote:
@LShawn08 wrote:
Recently received offer of 20,000 point, with a 0% APR for 15 months and 13.99% after. I wont be applying for it. I have no need for any other cards probably for a while. Just wondered was this one of their better offers and if not what are usually their best terms ?
Wow, that is a fantastic offer. The APR is their best, as far as I know.

I think I have seen lower but that is people who had the card for a while now.... Lowest inital APR I believe. I think my mothers Freedom APR is around 8%

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

bigblue7722 · ‎08-12-2014

Take that offer that is a great deal.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

ezdoesit · ‎08-12-2014

@Closingracer99 wrote:
@LShawn08 wrote:
Recently received offer of 20,000 point, with a 0% APR for 15 months and 13.99% after. I wont be applying for it. I have no need for any other cards probably for a while. Just wondered was this one of their better offers and if not what are usually their best terms ?
I would take that lol ! the typical offer is 10,000. APR ranges I believe from 13.99% to 22.99%.

I would take that offer. Similar to the offer on their site a month ago that is when I applied now it is half that. No telling if and when it will come again. The 13.99% tells you what Chase thinks of your credit.

CreditMagic7 · ‎08-12-2014

Definitely take them up on that APR, it's a reasonably workable rate in the event you want to roll balances after the 0% intro. I just got that 5% beauty last week but also noticed 22.99% afterwards, but no matter, i was just glad to finally get the ball rolling with them.

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First Chase Freedom Offer