01-22-2009 07:11 PM - edited 01-22-2009 07:24 PM
I new to this forums......
My daughter just turned 18 years old and advise her to get a credit card so she can start building her credit history.
She will graduate from high school in May 2009, she is an excellent student with a 3.9 GPA. Very responsible girl, works 2 days a week at the Mall in a store, sometimes she works total of 8 hrs. In a weekend and sometimes less or none depending on her schedule. She baby-sit and makes extra money.
I was wondering where will be the best place for her to apply for a credit card that doesn't have high fees.
Mom in GA
01-22-2009 07:19 PM
01-22-2009 07:20 PM
just one question, is it a boy or a girl?! just kidding, you changed a couple times though, I got a kick out of it.
I personally would go with a student card from Bank of America
Also maybe a local credit union in your town is a good option
01-22-2009 07:25 PM
01-22-2009 07:27 PM - edited 01-22-2009 07:28 PM
Thanks for the observation, as you may know English is not my first language and after working all day and taking care of all my four little ones, by 10:00 PM my head is not where it suppose to be. By the way IT'S A GIRL
01-22-2009 07:30 PM
Thanks I will do a search.
Oh and BTW, welcome to the forums.
You will definitely learn alot here. Please ask all the questions you want.
Thanks for the Welcome
01-22-2009 07:30 PM
Thanks for the observation, as you may know English is not my first language and after working all day and taking care of all my four little ones, by 10:00 PM my head is not where it suppose to be. By the way IT'S A GIRLMessage Edited by CEV on 01-22-2009 07:28 PM
No problem, and welcome to the board, great people here with a wealth of knowledge.
01-22-2009 08:01 PM
01-22-2009 09:35 PM
Check with your bank and see what they may have. Also, if you have any credit cards that she can be an authorized user on, it would really help her as well. Your credit card needs to have a long history and be in great standing (low use on it). The higher the limit, the better. It will give her a great boost. Add that with her own student card, and she will be on her way to excellent credit.
Good job mom for looking out for her future.
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
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