My fiance has had their card for a few years now. He started at $500, they bumped him to $1000 with credit steps and now he's at $4500! He carries a small balance for a month or two from time to time mainly because I forget to transfer money to pay it off, but mostly he PIF and they've treated him well. His rewards seem to add up pretty decently, too. He's picked up a few Best Buy gift cards in the $50-100 range.
