First Credit Card(s)

[Kevinception]

No, applying for the IT would be a great idea as the BoA is only a secured card. Well on your way in a year or so, just follow advice on this site.

[1992]

Got approved for the IT card!

[myjourney]

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@1992 wrote:
Got approved for the IT card!

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Welcome to the forum and the Discover family 

[jaebsf]

Well what ever you. If you end up having to go the secured card route be sure to do it with someone that you can grow with. Most of the big issuers have secured card products these days. In fact BofA has good secured products. Avoid the sub-prime issuers at all costs....note use of the word "costs". Good luck

[1992]

Thanks guys.  I'm probably going to avoid the secured route now that I got this.  Opinions on applying for an AMEX Blue Cash Everyday or a Citi Dividend?  I'm guessing they aren't really for people with no credit like myself..   

[jaebsf]

Seeing how you just got your first credit card I suggest not going crazy. Sit back and admire and manage your new Discover IT card. Wait until this trade line has been reporting for at least 3 months, preferably longer, before trying making any additional applications.