06-05-2013 02:55 PM
06-05-2013 03:14 PM
06-05-2013 03:29 PM
Nope they are not a guarantee. With the amount of inq's/ new accounts you have in a month - I'd be running from a computer! Weren't you commenting on your TU score earlier? Applying is fun, exciting and exhilarating - it can be addictive. The withdrawal period is filled with denials, AA's, CLD's and low AAOA. I'm being dramatic because I want it to sink in- waiting is your best friend. The invitations, pre-approvals, sign up bonuses will still be there in Dec/Jan.
And, to add to Lexie, if anything, the invitations etc... will be BETTER in December.
06-05-2013 03:31 PM
Invatations are a lot more lkely to be approved if you haven't been to an AP party in 6 months or longer :-)
06-05-2013 03:32 PM
Stick with the garden. Since i went to the garden ive been getting offers in the mail also. I just look at it as the garden doing what it was ment for, building your credit for better offers! I love all the support in the garden and it has truely helped me. So stay strong and you will thank the garden when its right time to step out.
06-05-2013 03:43 PM
I'll make gardening easier didn't you just get 2 cards overturned (denials) through recon? Hint Hint Hypass
You refuse to take the advice given you so many times Lol
I give .......
This time I say app
Go ahead pull the trigger
Go for it
Chance of approval are good after recon
It's got your name on it
Condition red canceled
ERT stand down
06-05-2013 03:49 PM
True,some people have to find out for themselves.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.