First National Bank Omaha AMEX

[Anonymous]

Hey guys and gals.. about a month ago I received an invitation for their AMEX card. It has 1% cash back on everything, all the time and no annual fee.

I was instantly approved and the message said that I should receive the card and agreement within 7 days.

I only have 2 credit cards so I decided to accept their invitation based on things I've read here in the forums regarding this bank.

I have read that this is a good card to have and it's a great and conservative institution to have a relationship with. Everyone seems to only have good things to say about them.

Just wanted to hear from people that maybe already have this card, etc...

[Anonymous]

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@Anonymous wrote:

Hey guys and gals.. about a month ago I received an invitation for their AMEX card. It has 1% cash back on everything, all the time and no annual fee.

I was instantly approved and the message said that I should receive the card and agreement within 7 days.

I only have 2 credit cards so I decided to accept their invitation based on things I've read here in the forums regarding this bank.

I have read that this is a good card to have and it's a great and conservative institution to have a relationship with. Everyone seems to only have good things to say about them.

Just wanted to hear from people that maybe already have this card, etc...

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I received the same invitation last week and saw where they SP'd me in January.  Shows a black card.  IDK what to do with it so I put it in my nightstand drawer. lol  1%?? 

[kdm31091]

I get that offer just about every month. I'd never bite on it, but if you have no other cards with decent rewards I guess it wouldn't be too bad. It's just a plain 1% card.

I will say it does look like a relatively nice looking card, perhaps I just like the black.

[mikelo22]

FNBO cards usally are short on rewards, but I've heard they are generous with CLI's, and from my experience so far, they have had exceptional customer service. You also get a Free EX FICO score. I don't have your Amex, but I have the Savingstar Amex which is issued by FNBO.

So far, I've been very happy with the rewards system. It has replaced my Discover as my "Go-to" online shopping card via the SS shopping portal. I get more % cash back than Discover's and it usually posts faster.