Reply
Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

Re: First National Bank of Omaha is restricting access to their products based on market service are

I kind of figured this would happen. I used to get Preapprovals from them all the time (Omaha AMEX) and I'm way out of their service area. Always ignored the offers but recently tried to get a card with them and said I was out of the service area. I live in CA.

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Community Leader
Senior Contributor
myjourney
Posts: 25,552
Registered: ‎02-07-2013
0

Re: First National Bank of Omaha is restricting access to their products based on market service are


maiden_girl wrote:

I kind of figured this would happen. I used to get Preapprovals from them all the time (Omaha AMEX) and I'm way out of their service area. Always ignored the offers but recently tried to get a card with them and said I was out of the service area. I live in CA.


That's what I had always heard that they were a local lender then all of a sudden they started sending out pre-approvals all over maybe they filled their quota for outside the local area 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: First National Bank of Omaha is restricting access to their products based on market service are

10-22 that.  Just got it to go through and PIF'd it.  Whew.........:smileysurprised:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Senior Contributor
myjourney
Posts: 25,552
Registered: ‎02-07-2013
0

Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

10-22 that.  Just got it to go through and PIF'd it.  Whew.........:smileysurprised:


I know your happy :smileyhappy:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: First National Bank of Omaha is restricting access to their products based on market service are

Of course I am... and I paid that whole $61.52 I had amassed on that bad boy.  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Senior Contributor
myjourney
Posts: 25,552
Registered: ‎02-07-2013
0

Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

Of course I am... and I paid that whole $61.52 I had amassed on that bad boy.  :smileyhappy:


My plan was to use it when Discover gas 5% ran out the problem was Barclay has a promo they sent me for 3X on gas until 12/31 

Whereas my FNBO Amex is 2% all year

Guess I may have to run some of that gas thur for 2% .......I don't want no problems:smileysurprised:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: First National Bank of Omaha is restricting access to their products based on market service are

I used mine at the grocery store to buy food to make the family an Italian dinner.   So win/win.... :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Senior Contributor
myjourney
Posts: 25,552
Registered: ‎02-07-2013
0

Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

I used mine at the grocery store to buy food to make the family an Italian dinner.   So win/win.... :smileyhappy:


Win/win indeed 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

Re: First National Bank of Omaha is restricting access to their products based on market service are


Shogun wrote:

Of course I am... and I paid that whole $61.52 I had amassed on that bad boy.  :smileyhappy:


LOL

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
Wanderer
Posts: 3,675
Registered: ‎10-03-2008
0

Re: First National Bank of Omaha is restricting access to their products based on market service are

FNBO CRs said that current card members will be unaffected by the restricted marketing area. The CR was not sure how long the restriction would be in place. Seems other bank lendors are doing the same thing. Wonder why?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+