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Valued Contributor
Posts: 1,251
Registered: ‎12-12-2011
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First National Bank of Omaha

Is First National Bank of Omaha easy to be approved for?

Walmart / SYNCB - 12.000 | JCP MasterCard / SYNCB - 10.000 | Capital One - 4.200 | Bank Of America 123 Cash Back - 7.300 | AMEX Hilton HHonours - 9.500 | PenFed Platinum Rewards Visa Signature - 40.000 | American Express Cash - 15.300 | PenFed PLOC - 5.000 | PenFed Thrifty Credit - 10.300 | Discover IT - 15.000 | Barclays Rewards - 5.500 | Apple Rewards / Barclays - 8.500 | Citi Simplicity - 8.300 | Double Cash World MasterCard Citi 1.200 | Chase Sapphire Visa Signature - $10.651 | USAA Cash Rewards Plus AMEX - 8.500 | US Bank Cash Plus Visa Signature - $7.300.
Valued Contributor
Posts: 2,361
Registered: ‎09-16-2011
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Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


got a pre-approval lettger for a their DISCOVER based product, score was about 690(approx)  and more than a few INQ's yet approved for 6k matching my highest CL don't remember who they pulled. 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak/Freeom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5.5k Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 7k, Discover IT 15.5k and a nice stack of store cards.
Last APP/HP 9/5/2016
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: First National Bank of Omaha

I heard they are good with cls, very conservative and process each app manually. Someone I know received a preapproved offer in the mail but we ignored it because her report had too many inqs + not optimal util after a large purchase at the time and we feared a denial.

 

If you have a clean report with low util and not so many recent accs though, they are a very good institutional entity to have a relationship with.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
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Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
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Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


No. They review everything manually. They are extremely conservative.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

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