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Established Contributor
corymcd88
Posts: 510
Registered: ‎12-12-2011

First National Bank of Omaha

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‎08-27-2012 08:13 PM

Is First National Bank of Omaha easy to be approved for?

Walmart / GECRB - 1,900/1,800, JCP / GECRB - 1,300, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,700, Chevron / GECRB - 1,300, Belk / GECRB - 1,563, QVC / GECRB - 700, US Bank - 300, Credit One - 750, Capital One - 375/500, Bank Of America 123 Cash Back - 300, Wells Fargo - 300, AMEX ZYNC - NPSL ($2,500), USAA AMEX - 250, PenFed Personal Loan - 250, PenFed Personal Loan - 400.
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jamesdwi
Posts: 1,113
Registered: ‎09-16-2011

Re: First National Bank of Omaha

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‎08-27-2012 08:16 PM

corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?

got a pre-approval lettger for a their DISCOVER based product, score was about 690(approx)  and more than a few INQ's yet approved for 6k matching my highest CL don't remember who they pulled. 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
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CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: First National Bank of Omaha

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‎08-27-2012 08:22 PM

I heard they are good with cls, very conservative and process each app manually. Someone I know received a preapproved offer in the mail but we ignored it because her report had too many inqs + not optimal util after a large purchase at the time and we feared a denial.

 

If you have a clean report with low util and not so many recent accs though, they are a very good institutional entity to have a relationship with.

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: First National Bank of Omaha

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‎08-27-2012 08:30 PM

corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?

No. They review everything manually. They are extremely conservative.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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