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Established Contributor
corymcd88
Posts: 806
Registered: ‎12-12-2011

First National Bank of Omaha

Is First National Bank of Omaha easy to be approved for?

Walmart / SYNCB - 3,300/6,000, JCP MasterCard / SYNCB - 1,000, Dillard's / SYNCB - 3,000, Amazon / SYNCB - 1,500, Chevron / SYNCB - 1,000, Belk / SYNCB - 3,000, Aeromexico Visa / US Bank - 300, Capital One - 500/1,700, Bank Of America 123 Cash Back - 2,500, Wells Fargo - 300, AMEX ZYNC - NPSL, AMEX Gold Card - NPSL, AMEX Hilton HHonours - 2,000, USAA AMEX - 250, PenFed Platinum Rewards Visa Signature - 23,400.
Valued Contributor
jamesdwi
Posts: 1,424
Registered: ‎09-16-2011

Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


got a pre-approval lettger for a their DISCOVER based product, score was about 690(approx)  and more than a few INQ's yet approved for 6k matching my highest CL don't remember who they pulled. 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: First National Bank of Omaha

I heard they are good with cls, very conservative and process each app manually. Someone I know received a preapproved offer in the mail but we ignored it because her report had too many inqs + not optimal util after a large purchase at the time and we feared a denial.

 

If you have a clean report with low util and not so many recent accs though, they are a very good institutional entity to have a relationship with.

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


No. They review everything manually. They are extremely conservative.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

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