Credit Card Center Advertiser Disclosure†
01-27-2013 10:37 PM
On the 10th of jan. i applied for a first national bank omaha amex, its been over two
weeks with no response to my application. Online still says pending and i havnt recieved
a denial letter in the mail. This was a prescreened application that was sent to me, im assuming
because my credit profile fell into there criteria. Has anyone here had any experience with B of O?
And would u think hearing nothing about the status of the app is a good or bad sign?
Any thoughts would appreciated all
01-27-2013 10:43 PM
Hi - I have a Visa card from them and I also receive a preapproval in the mail. Unfortunately it does take a while. I remember I was calling them daily or every other day to see if a decision was made. I think it was about 2 weeks for me also. Hang in there!
01-27-2013 11:56 PM
I'd be tempted to consider that a blessing in disguise. They denied a relative of mine a chargeback on outright fraud.
01-28-2013 05:28 AM
I got a preapproved letter from them in the mail 4 months ago for their Amex and it took almost 2 weeks for me to get results as well. Just hang in there! I have been wanting to get a 2nd card with them (Mastercard) but I can't find any posts concerning people with more than one card with them.
01-28-2013 10:01 AM
I also have a FNBO Visa and I called just last week to find out if we could have more than 1 FNBO credit card and was told by the CSR "yes". I would like to get their AMEX in the future.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.