Reply
Valued Member
Posts: 28
Registered: ‎03-13-2011
0

First National Bank of Omaha ?

On the 10th of jan. i applied for a first national bank omaha amex, its been over two

weeks with no response to my application. Online still says pending and i havnt recieved

a denial letter in the mail. This was a prescreened application that was sent to me, im assuming

because my credit profile fell into there criteria. Has anyone here had any experience with B of O?

And would u think hearing nothing about the status of the app is a good or bad sign?

Any thoughts would appreciated all

Regular Contributor
Posts: 176
Registered: ‎08-21-2010
0

Re: First National Bank of Omaha ?

Hi - I have a Visa card from them and I also receive a preapproval in the mail.  Unfortunately it does take a while.  I remember I was calling them daily or every other day to see if a decision was made.  I think it was about 2 weeks for me also.  Hang in there! 


Starting Score: TU: 663 EQ: 632 EX: ?
Current Score: TU: 721 (12/02/12) EQ: 704 (12/2012 via SW) EX: 712 (11/19/12 via Amex)
Goal Score: 700 (ALL)


Take the FICO Fitness Challenge
Established Contributor
Posts: 661
Registered: ‎12-21-2012
0

Re: First National Bank of Omaha ?

I'd be tempted to consider that a blessing in disguise. They denied a relative of mine a chargeback on outright fraud.

American Express Blue Cash Everyday - $5,000; American Express Platinum Cashback Everyday - £2,500; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Chase British Airways - $14,500; Discover It - $5,500; HSBC Platinum with Rewards - $5,000
Super Contributor
Posts: 5,880
Registered: ‎12-11-2011
0

Re: First National Bank of Omaha ?

FNBO manually reviews all of their applications which is why it can take up to two weeks to hear a response.

Good luck!
;
Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: First National Bank of Omaha ?

I got a preapproved letter from them in the mail 4 months ago for their Amex and it took almost 2 weeks for me to get results as well. Just hang in there! I have been wanting to get a 2nd card with them (Mastercard) but I can't find any posts concerning people with more than one card with them.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Highlighted
Frequent Contributor
Posts: 252
Registered: ‎11-13-2011
0

Re: First National Bank of Omaha ?

I also have a FNBO Visa and I called just last week to find out if we could have more than 1 FNBO credit card and was told by the CSR "yes".  I would like to get their AMEX in the future.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.