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Established Contributor
odd_dog
Posts: 612
Registered: ‎05-26-2013
0

Re: First National Bank of Omaha

love these guys had their card for years. customer service is great! started with the bucksback visa, dont think you can get anymore and also have the amex version, yes you can pay over time, great credit limit and rewards are 2% on gas, that is what I use it for, cash back in form of direct deposit to your selected account (savings or checking and not with their bank only).

Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: First National Bank of Omaha

[ Edited ]

I have one.

From all my research done here everyone that receives the mail offer is approved and I haven't seen anyone denied.

I app'd in June approved the next day. 2% gas and groceries 1% everything else.

 

Another plus I found you just call them every 4 months and ask if you have a pre-approved CLI if so its a SP

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Epic Contributor
Creditaddict
Posts: 22,035
Registered: ‎10-23-2007
0

Re: First National Bank of Omaha


myjourney wrote:

I have one.

From all my research done here everyone that receives the mail offer is approved and I haven't seen anyone denied.

I app'd in June approved the next day. 2% gas and groceries 1% everything else.

 

Another plus I found you just call them every 4 months and ask if you have a pre-approved CLI if so its a SP


Well shoot... my partner has gotten 4 offers now and the last one just expired and he did not apply.... If another one comes I think it might just be time to try!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: First National Bank of Omaha


Creditaddict wrote:

myjourney wrote:

I have one.

From all my research done here everyone that receives the mail offer is approved and I haven't seen anyone denied.

I app'd in June approved the next day. 2% gas and groceries 1% everything else.

 

Another plus I found you just call them every 4 months and ask if you have a pre-approved CLI if so its a SP


Well shoot... my partner has gotten 4 offers now and the last one just expired and he did not apply.... If another one comes I think it might just be time to try!


The last 2 months or so I've seen more approvals than before all for mail offers and they SP'd my EX before I got the offer in March

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Member
Cirnite
Posts: 19
Registered: ‎08-24-2012
0

Re: First National Bank of Omaha

[ Edited ]

I received the pre-approval offer nearly two months ago and was intrigued.  I read nearly every post about FBNO and the benefits of having this card.  My offer was due to expire in three days   I always wanted an AMEX card but didn't think that I would qualify. This afternoon I couldn't resist the urge and applied online. I got the message that my app was received and would be reviewed in the next 2-3 weeks.  Somewhat disappointed, I told myself to be patient and wait.

 

I got home tonight and I recalled a post that someone had applied and was approved but didn't know their limit so they were advised to log onto the FBNO site  and enter phone #, zip and last 4 SS#. to obtain their CL.  I couldn't wait 2 or 3 weeks never the less tomorrow so I entered the info and hit the submit button......Success!  I was approved for my largest limit $5600 and card will be mailed out in 7-10 days! 

 

Hi-ho, Hi-ho, its off to the garden I go......:smileyhappy:


Starting Score: 536 CK (07/11); 610 EQ Fico (08/12)
Current Score: 714 EQ FICO; 700 TU FICO; 727 Walmart TU; 716 EX FICO (07/11/13)
Goal Score: 720 FICO across the board


Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: First National Bank of Omaha


Cirnite wrote:

I received the preappoval offer nearly two months ago and was intrigued.  I read nearly every post about FBNO and the benefits of having this card.  My offer was due to expire in three days   I always wanted an AMEX card but didn't think that I would qualify. This afternoon I couldn't resist the urge and applied online. I got the message that my app was received and would be reviewed in the next 2-3 weeks.  Somewhat disappointed, I told myself to be patient and wait.

 

I got home tonight and I recalled a post that someone had applied and was approved but didn't know their limit so they were advised to log onto the FBNO site  and enter phone #, zip and last 4 SS#. to obtain their CL.  I couldn't wait 2 or 3 weeks never the less tomorrow so I entered the info and hit the submit button......Success!  I was approved for my largest limit $5600 and card will be mailed out in 7-10 days! 

 

Hi-ho, Hi-ho, its off to the garden I go......:smileyhappy:


Congrats

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Frequent Contributor
phillyguy12
Posts: 345
Registered: ‎03-16-2011
0

Re: First National Bank of Omaha

i got that offer last week nifty looking black card, NPSL, 2% back on gas and grocery 0 intro for 1 yr. if you read the fine print it does say you will be assigned a revolving limit and when you exceede that limit they will eval if they allow you exceede it,  seems like decent card not enough to tempt me out of the garden though.


Amx BCE-9000,Amx Zync-NSPL
Barclay's Mastercard-5600
Credit Union Visa-1200
Discover-1900, Khols-1000
Established Contributor
vpae
Posts: 539
Registered: ‎03-21-2012
0

Re: First National Bank of Omaha

I have the Visa. They pulled EX back in Mar 12. I used it for BT 0%. They gave me the largest CL at the time. I think it was $7K or $8K. They gave me an auto CLI to $10K this year, I never knew about their SP CLI or else I would have asked for more, months ago. I called and got a CLI SP a month ago to $15k.

 

It says maximum rewards on it but the rewards are so so. APR is 13.99%.

 

Good card to keep around. Most of my recent TL matched this one. So I have them to thank for giving me a chance! 

 

7/11/14 EX 764 - EQ 756 - TU 783 -- (myFico) | 10/14/14 TU 783 (Barclay) | 10/08/14 EX 779 (FNBO) | Mouseover for CLs
Established Contributor
jefftca925
Posts: 706
Registered: ‎08-14-2008
0

Re: First National Bank of Omaha

I received an offer from them (yet again!!) back in June I believe and finally went for it.  Got the same message regarding application will be reviewed and should receive a response in 2 weeks or something to that effect.  Submitted app on a Friday night and was approved first thing the following Monday morning.  CL $14,100.   Haven't used the card yet but will soon.

CCs: Chase Freedom VS 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Amex Zync, Costco Amex 12k, BofA CR VS 17k, Amex BCP 9.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase United VS 13k, Chase Marriott VS 8k, Citi Simplicity 13.3k, PayPal MC 5k, Compass Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 13.3k, Capital One QS Visa 11k, FRN MC 13.5k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates VS 8k, Orbitz VS 9k, NASA V 30k, USBk FP VS 17k

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