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Valued Contributor
Posts: 1,098
Registered: ‎12-12-2011
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First National Bank of Omaha

Is First National Bank of Omaha easy to be approved for?

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 10,000 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Capital One - 4,200 | Bank Of America 123 Cash Back - 12,000 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Valued Contributor
Posts: 2,281
Registered: ‎09-16-2011
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Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


got a pre-approval lettger for a their DISCOVER based product, score was about 690(approx)  and more than a few INQ's yet approved for 6k matching my highest CL don't remember who they pulled. 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: First National Bank of Omaha

I heard they are good with cls, very conservative and process each app manually. Someone I know received a preapproved offer in the mail but we ignored it because her report had too many inqs + not optimal util after a large purchase at the time and we feared a denial.

 

If you have a clean report with low util and not so many recent accs though, they are a very good institutional entity to have a relationship with.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 2,512
Registered: ‎11-11-2010
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Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


No. They review everything manually. They are extremely conservative.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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