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First National Bank of Omaha

Valued Contributor

First National Bank of Omaha

Is First National Bank of Omaha easy to be approved for?

Message 1 of 4
3 REPLIES
Valued Contributor

Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


got a pre-approval lettger for a their DISCOVER based product, score was about 690(approx)  and more than a few INQ's yet approved for 6k matching my highest CL don't remember who they pulled. 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 2 of 4
Established Contributor

Re: First National Bank of Omaha

I heard they are good with cls, very conservative and process each app manually. Someone I know received a preapproved offer in the mail but we ignored it because her report had too many inqs + not optimal util after a large purchase at the time and we feared a denial.

 

If you have a clean report with low util and not so many recent accs though, they are a very good institutional entity to have a relationship with.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 3 of 4
Valued Contributor

Re: First National Bank of Omaha


corymcd88 wrote:

Is First National Bank of Omaha easy to be approved for?


No. They review everything manually. They are extremely conservative.

Message 4 of 4