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First National Bank of Omaha ?

Valued Member

First National Bank of Omaha ?

On the 10th of jan. i applied for a first national bank omaha amex, its been over two

weeks with no response to my application. Online still says pending and i havnt recieved

a denial letter in the mail. This was a prescreened application that was sent to me, im assuming

because my credit profile fell into there criteria. Has anyone here had any experience with B of O?

And would u think hearing nothing about the status of the app is a good or bad sign?

Any thoughts would appreciated all

Message 1 of 6
5 REPLIES
Regular Contributor

Re: First National Bank of Omaha ?

Hi - I have a Visa card from them and I also receive a preapproval in the mail.  Unfortunately it does take a while.  I remember I was calling them daily or every other day to see if a decision was made.  I think it was about 2 weeks for me also.  Hang in there! 


Starting Score: TU: 663 EQ: 632 EX: ?
Current Score: TU: 721 (12/02/12) EQ: 704 (12/2012 via SW) EX: 712 (11/19/12 via Amex)
Goal Score: 700 (ALL)


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Message 2 of 6
Established Contributor

Re: First National Bank of Omaha ?

I'd be tempted to consider that a blessing in disguise. They denied a relative of mine a chargeback on outright fraud.

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £3,000; American Express Rewards Credit Card - £7,500; Aqua Reward Mastercard - £3,500; Bank of America Travel Rewards - $5,000; Barclaycard Freedom Rewards - £3,500; Citi Forward - $5,800; Discover It - $10,000; Halifax Clarity - £1,500; HSBC Platinum with Rewards - $5,000, MBNA Everyday Plus - £3,500
Message 3 of 6
Super Contributor

Re: First National Bank of Omaha ?

FNBO manually reviews all of their applications which is why it can take up to two weeks to hear a response.

Good luck!
Message 4 of 6
Established Contributor

Re: First National Bank of Omaha ?

I got a preapproved letter from them in the mail 4 months ago for their Amex and it took almost 2 weeks for me to get results as well. Just hang in there! I have been wanting to get a 2nd card with them (Mastercard) but I can't find any posts concerning people with more than one card with them.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 5 of 6
Frequent Contributor

Re: First National Bank of Omaha ?

I also have a FNBO Visa and I called just last week to find out if we could have more than 1 FNBO credit card and was told by the CSR "yes".  I would like to get their AMEX in the future.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 6 of 6