Hey have been lurking here for about a week and have learned an incredible amount of information. I wish I found this a lot earlier because I have a a first premier card, show card, a matrix card, and emblem card. After lurking I have gotten a cap secured and just got approved for a boa secured card. I was denied for the boa but called and did a recon. The first person I talked to denied it but she thought it was an unsecured app. After talking she transferred me and they were able to approve me. The second person was impressed with my plan to resolve my situation which involves 15 co that are from 2009 and has a recent from July that just popped up. Thanks for all the info so far and here's to the beginning of my new journey. I currently am sitting at 589 from ex and I am looking to be at 650 this time next year.