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First Pre-Approval for 700$ limit...

Regular Contributor

First Pre-Approval for 700$ limit...

...From First Premier, 175$/yearly fee, they were even so gracious to tempt me with their low low interest rate of 36%... Smiley Surprised

 

What do you think guys, should I take this most gracious offer?

 

...not

 

Still, it was nice to get a pre-approval in the mail Smiley Happy

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Message 1 of 6
5 REPLIES
Established Contributor

Re: First Pre-Approval for 700$ limit...


SpeeDj wrote:

...From First Premier, 175$/yearly fee, they were even so gracious to tempt me with their low low interest rate of 36%... Smiley Surprised

 

What do you think guys, should I take this most gracious offer?

 

...not

 

Still, it was nice to get a pre-approval in the mail Smiley Happy

 

JP


Wow!  How could you not take it?  J/K lol

 

 

Message 2 of 6
Super Contributor

Re: First Pre-Approval for 700$ limit...

You know you want it....Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 6
Regular Contributor

Re: First Pre-Approval for 700$ limit...


myjourney wrote:

You know you want it....Smiley LOL


It's just so dam tempting... Smiley Very Happy

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Message 4 of 6
Established Member

Re: First Pre-Approval for 700$ limit...

I just closed 2 first premier cc. Their fees are ridiculous and a straight rip off!!

Message 5 of 6
Established Contributor

Re: First Pre-Approval for 700$ limit...

I started with First Premier in my credit repair journey....which led me to my HSBC $300 MasterCard.....which led me to everything else....

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 6 of 6