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First Premier CC?!!!

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stone
Regular Contributor

First Premier CC?!!!

Got mail today, it offer me $700 CL, 36% APR.

 

$175 for annual fee for first year and then $49

$174 servicing fee after first year (The first i have ever heard)

 

This is joking, right? who ever wanna this garbage?

Message 1 of 7
6 REPLIES 6
namvet
Established Contributor

Re: First Premier CC?!!!


@stone wrote:

Got mail today, it offer me $700 CL, 36% APR.

 

$175 for annual fee for first year and then $49

$174 servicing fee after first year (The first i have ever heard)

 

This is joking, right? who ever wanna this garbage?   t

No joke!    Not everyone reads the fine print.   This is a bottom feeder card but there are people out there that will accept the offer and regret it later. 

Message 2 of 7
LS2982
Mega Contributor

Re: First Premier CC?!!!


@stone wrote:

Got mail today, it offer me $700 CL, 36% APR.

 

$175 for annual fee for first year and then $49

$174 servicing fee after first year (The first i have ever heard)

 

This is joking, right? who ever wanna this garbage?


Smiley Very Happy

 

FP is getting grimier by the day!




EQ FICO 548 3/3/16
Message 3 of 7
Smug
Established Contributor

Re: First Premier CC?!!!

Stay away if you can
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 4 of 7
Changingmantra
Established Contributor

Re: First Premier CC?!!!

Unless you absdolutely need to have this card - meaning you cannot get even an HSBC, Orchard, or Cap 1 - I suggest you dig a ditch, toss offer in, pour some holy water  or acide even -on it - cover it nicely - pray - and ruuuuuuuuuuuuuuuun Stone - ruuuuuuuuuuuuun!

*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
Message 5 of 7
atarvuzdar
Established Contributor

Re: First Premier CC?!!!

Agreed, don't do it. Go with a secured card with a $200 deposit if you're willing to pay those fees. At least when your secured card graduates or you close the card you will get your $$ back.

FICO 8: EQ 846 / TU 836 / EX 832
AMEX Platinum / BofA Cash Rewards Visa Sig $99,900 / Chase CSR $43,400 / Citi Double Cash $39,600 / AMEX EveryDay $30,000 / Discover It $26,000 / Gemini $25,000 / JetBlue $25,000 / Chase Freedom Unlimited $22,500
Message 6 of 7
CS800
Super Contributor

Re: First Premier CC?!!!


@stone wrote:

Got mail today, it offer me $700 CL, 36% APR.

 

$175 for annual fee for first year and then $49

$174 servicing fee after first year (The first i have ever heard)

 

This is joking, right? who ever wanna this garbage?


Believe it or not , im sure there are some people whose credit is so bad that they will need this card and even though it's a ridiculous offer, there is a market for this out there.

 

But if you dont need it, shred it (i always shred anything that has my name,address, invitation code, social)




Message 7 of 7
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