First Premier CC

[BT90138016]

So I just found out that if you make large payments to First Premier they can and probably will hold that payment for about 20 days....I'm still waiting for my available balance to go from $100 to $500......Be warned if you get this card (or any card for this matter) Don't max out.....

[Anonymous]

More reason to cancel.

[Anonymous]

You need to cancel this card and go with capital one secured or something.Many people warn community members not to get this card.

[Anonymous]

This card is to credit what pixie sticks are to a diabetic.

[ecxpa]

Some even say it looks bad on your credit report

[epsilon]

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@BT90138016 wrote:

So I just found out that if you make large payments to First Premier they can and probably will hold that payment for about 20 days....I'm still waiting for my available balance to go from $100 to $500......Be warned if you get this card (or any card for this matter) Don't max out.....

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I just cancelled mine after 5 years get ripped off with annual fees, and high APR, credit analist tried to convince me at least 15 minutes, offered me $200 increase and $ 25  statement credit, thanks they can keep it.

[Anonymous]

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@BT90138016 wrote:

So I just found out that if you make large payments to First Premier they can and probably will hold that payment for about 20 days....I'm still waiting for my available balance to go from $100 to $500......Be warned if you get this card (or any card for this matter) Don't max out.....

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How are they even allowed to be in bizness?  I just can't believe it.  20 days?  That is insane...........

[Anonymous]

Not that it's the best policy, but if you call them they are likely to remove the hold while you're on the phone with them. I don't miss those days! To avoid the hold you can always send them a payment through your bank's bill pay.