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First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

New Contributor

First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Can First Premier Charge off the same acct twice? Equifax says the acct was charged off back in November 2006. I then get another charge off on July 2011. My date of first delinquency is 6/2006. This acct is set to fall off on 6/2013.

 

Has anyone encountered this?


Starting Score: 651
Current Score: 677
Goal Score: 720


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2 REPLIES
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Valued Member

Re: First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Yes unforunately they can report it as a chargeoff every month if they would like.  Capital One is known for this. 

EQ MyFico: 679 4/19/2014
EX Fico: 687 4/10/2014
Discover Fico: 694 5/4/2014
Walmart Fico: 662 4/5/2014
New Contributor

Re: First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Thanks for the reply. I guess I'll wait for it to fall off.


Starting Score: 651
Current Score: 677
Goal Score: 720


Take the FICO Fitness Challenge