Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
New Contributor
destiny36912
Posts: 52
Registered: ‎01-28-2008

First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Options

‎10-19-2012 07:44 AM

Can First Premier Charge off the same acct twice? Equifax says the acct was charged off back in November 2006. I then get another charge off on July 2011. My date of first delinquency is 6/2006. This acct is set to fall off on 6/2013.

 

Has anyone encountered this?

Starting Score: 651
Current Score: 677
Goal Score: 720

Take the FICO Fitness Challenge

Message 1 of 3 (165 Views)
 
Reply
Established Member
ecballer
Posts: 16
Registered: ‎09-21-2011

Re: First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Options

‎10-19-2012 08:06 AM

Yes unforunately they can report it as a chargeoff every month if they would like.  Capital One is known for this. 

EQ Fico: 621 11/2
EX Fico: 645 9/18
EX CS: 647 11/6
TU Fico: 681 11/19
Walmart: 655 11/4
Message 2 of 3 (145 Views)
 
Reply
New Contributor
destiny36912
Posts: 52
Registered: ‎01-28-2008

Re: First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Options

‎10-19-2012 08:18 AM

Thanks for the reply. I guess I'll wait for it to fall off.

Starting Score: 651
Current Score: 677
Goal Score: 720

Take the FICO Fitness Challenge

Message 3 of 3 (130 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+