cancel
Showing results for 
Search instead for 
Did you mean: 

First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

tag
destiny36912
New Contributor

First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Can First Premier Charge off the same acct twice? Equifax says the acct was charged off back in November 2006. I then get another charge off on July 2011. My date of first delinquency is 6/2006. This acct is set to fall off on 6/2013.

 

Has anyone encountered this?


Starting Score: 651
Current Score: 677
Goal Score: 720


Take the FICO Fitness Challenge

Message 1 of 3
2 REPLIES 2
ecballer
Valued Member

Re: First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Yes unforunately they can report it as a chargeoff every month if they would like.  Capital One is known for this. 

Where it Began:
EQ Fico: 557 10/21/2019
EX Fico: 559 10/21/2019
TU Fico: 580 10/21/2019

Current Scores:
EQ Fico: 592 2/17/2020
EX Fico: 626 02/17/2020
TU Fico: 616 2/17/2020

Message 2 of 3
destiny36912
New Contributor

Re: First Premier Charge Off Acct Twice - One in November 2006 and One in July 2011

Thanks for the reply. I guess I'll wait for it to fall off.


Starting Score: 651
Current Score: 677
Goal Score: 720


Take the FICO Fitness Challenge

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.