Stay away!! Try for a secured card (the fees of FP are equal to a typical minimum deposit), or try the cap one prequal site.
+100000000
Do yourself a favor and stay away from FP, and Credit One. Go with Cap1 secured.
What EVER you do, stay away from First Premiere............as others have stated, try someone else instead.......you'll thank us later lol
Starting Score:Equifax 543Last famous words when using them.. "I'll pay in full every month..."
What's their APR up to now... 66%??? LOL...
OMG run for the hills!!!!! Run fast and don't ever look back! I can't say enough how you should stay away from these vultures. Good grief! Take the advice of everyone that posted prior to me. A secured card from a local credit union will do you beautifully. I wish I'd known about NFCU's secured card prior to applying for and obtaining a First Premier card. 55% APR????? Really???? Just run.
In all honesty if you do PIF and use your bank account to pay on it there are no real fees out of the ordinary to deal with.
But most people that can only be approved for those type cards tend to not PIF and get those astronomical APR's applied to their balances.
But most people that can only be approved for those type cards tend to not PIF and get those astronomical APR's applied to their balances.
If you think about it, the average FP user doesn't survive past the second statement. The first half of the CL is fees? The latter portion is usually maxed out, and the second statement starts with, "We haven't recieved your payment, just a friendly reminder that we own your soul, and will be there to collect, harrass, annoy, belittle..."