01-30-2013 12:10 PM
Big mistake on getting the FPBC but I was young and stupid. Got more savvy in rebuilding my credit. I now have a Capital One, secured CC with a credit union, student loan and installment payment (VW car payment). NEVER LATE by the way Now I have a little problem with FP...they are reporting the wrong information! A 30 day and 60 day late payment!!! from last year. Now, I pulled my bank statements and I have one late payment (one day after due date) NOTHING ELSE!
I already called them and they were not helpful at all. I was told they are reporting accurately.
What should be my next step? HELP PLZ!
01-30-2013 12:14 PM
One day after the due date is not a late payment that can be put on your credit report. Go over to the rebuilding section and they will tell you how to deal with them
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO