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New Contributor
PCMedic
Posts: 67
Registered: ‎01-24-2009
0

First Premier... I Don't Think So !!!

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR :smileysurprised:

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

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Valued Contributor
-Wade-
Posts: 12,589
Registered: ‎08-13-2013
0

Re: First Premier... I Don't Think So !!!


PCMedic wrote:

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR :smileysurprised:

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !


Great job :smileyhappy:

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
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Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: First Premier... I Don't Think So !!!

You know you wanted it ...:smileylol:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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09Lexie
Posts: 25,939
Registered: ‎09-13-2012
0

Re: First Premier... I Don't Think So !!!

Established Member
soljaboy2013
Posts: 30
Registered: ‎08-08-2013
0

Re: First Premier... I Don't Think So !!!

LMAO...i fell in that trap...Got the $300 limit and after a year gotten 2 offers for a second card..NO WAY!!!  But the thanks to NFCU im closing them real soon. Its already paid off just waiting for my next monthly CR to show zero balance and then goodbye 1st premier. :smileyhappy: 


10/17/14 MYFICO EXP: 705, EQ: 662, TRANS: 689, 10/06/14 WALMART T/U: 702, 9/18/14 USAA EXP: 748
TOTAL CREDIT: $90,850. GOAL: $100K


New Contributor
TG76
Posts: 58
Registered: ‎09-22-2009
0

Re: First Premier... I Don't Think So !!!

How can you pass on such an enticing offer?? :smileywink: ........They are crazy!!

Valued Contributor
lhcole77
Posts: 1,364
Registered: ‎09-18-2012
0

Re: First Premier... I Don't Think So !!!


PCMedic wrote:

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR :smileysurprised:

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !


Ayyyyyyyy caramba! Been there, done that.

Valued Contributor
tray
Posts: 1,459
Registered: ‎01-29-2008
0

Re: First Premier... I Don't Think So !!!


PCMedic wrote:

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR :smileysurprised:

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !


Good For You, what a joke, LOL!!!!


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: First Premier... I Don't Think So !!!

That apr is too low for me...I'll wait for a 49 percent w biweekly maintenance fee. Lol


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Frequent Contributor
jeffery581
Posts: 370
Registered: ‎03-26-2010
0

Re: First Premier... I Don't Think So !!!

Most know it isn't a good deal so why do people post about it? 

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