Reply
New Contributor
Posts: 69
Registered: ‎01-24-2009
0

First Premier... I Don't Think So !!!

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR Smiley Surprised

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: First Premier... I Don't Think So !!!


PCMedic wrote:

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR Smiley Surprised

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !


Great job Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
0

Re: First Premier... I Don't Think So !!!

You know you wanted it ...Smiley LOL

+ Chase ink =




Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: First Premier... I Don't Think So !!!

Established Member
Posts: 30
Registered: ‎08-08-2013
0

Re: First Premier... I Don't Think So !!!

LMAO...i fell in that trap...Got the $300 limit and after a year gotten 2 offers for a second card..NO WAY!!!  But the thanks to NFCU im closing them real soon. Its already paid off just waiting for my next monthly CR to show zero balance and then goodbye 1st premier. Smiley Happy 


10/17/14 MYFICO EXP: 705, EQ: 662, TRANS: 689, 10/06/14 WALMART T/U: 702, 9/18/14 USAA EXP: 748
TOTAL CREDIT: $90,850. GOAL: $100K


New Contributor
Posts: 58
Registered: ‎09-22-2009
0

Re: First Premier... I Don't Think So !!!

How can you pass on such an enticing offer?? Smiley Wink ........They are crazy!!

Valued Contributor
Posts: 1,841
Registered: ‎09-18-2012
0

Re: First Premier... I Don't Think So !!!


PCMedic wrote:

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR Smiley Surprised

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !


Ayyyyyyyy caramba! Been there, done that.

Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
0

Re: First Premier... I Don't Think So !!!


PCMedic wrote:

So I come home from work today and find a pre-approval in the mail from First Premier Bank.

 

A generous $700 limit and only 36% APR Smiley Surprised

It gets better, they wanted a one time $175 setup fee and $18.75 monthly account service fee.


My shredder was well fed today !


Good For You, what a joke, LOL!!!!


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: First Premier... I Don't Think So !!!

That apr is too low for me...I'll wait for a 49 percent w biweekly maintenance fee. Lol


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Frequent Contributor
Posts: 375
Registered: ‎03-26-2010
0

Re: First Premier... I Don't Think So !!!

Most know it isn't a good deal so why do people post about it? 

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Mastercard | JCP | Kohl's | Conoco | Bloomingdales | Shell | CareCredit | Firestone | Walmart | Academy Sports Visa | Macy's | Target | Amazon | Gap | Norstrom | PepBoys | Von Maur | Chevron |
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.