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First Premier got me again!

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NJTurnpike
Established Contributor

First Premier got me again!

Every 6 months I call up to cancel the card, and twice already they got me to stay by offering to take care of the monthly fee and giving me a token CLI for free.

 

DAMN YOU FP! You shall not be slain once again. Until we meet again FP CSR!


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 1 of 11
10 REPLIES 10
VirusCredit13
Regular Contributor

Re: First Premier got me again!

Have they waived the annual fee too?


Message 2 of 11
NJTurnpike
Established Contributor

Re: First Premier got me again!

My card does not have an AF, just monthly fees. Not sure why, I know most people have AF as well as monthly fee.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 3 of 11
VirusCredit13
Regular Contributor

Re: First Premier got me again!

Ah well, if no fees at all then at least you get to keep the age of the account for free.


Message 4 of 11
Pilotdude
Established Contributor

Re: First Premier got me again!

I trust FP about as far as I can toss a freight train. 

 

Did you verify that your card in fact has no af?

 

They are some slippery folks over there.


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 5 of 11
tengtengvn
Frequent Contributor

Re: First Premier got me again!

Monthly fee. Great concept.

What's in your wallet?
-Not Capital One.
Message 6 of 11
youngandcreditwrthy
Senior Contributor

Re: First Premier got me again!

What's your limit on it?

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 11
Amerabian
New Contributor

Re: First Premier got me again!

Keep paying on time.. and keep calling every month asking to cancel.. they WILL DO ANYTHING to keep you a "Valued First Premier Customer" Smiley Very Happy

FICO Score: 644
NPSL$500$300$500$528

Message 8 of 11
NJTurnpike
Established Contributor

Re: First Premier got me again!

"The speil  the account specialist gave me was great. Well sir, we do report 48 times a year to the 4 major credit rating agencies. Not all card will do that. That benefit is something covered by the monthly maintainence fee."

 

I could go on. It was so obvious she was reading some blurb on the screen. I just kept saying close my account until she offered to cover the monthly fees for 6 months. So at the end of August, I will call again to cancel my account. If they don't try to bribe me again, I will finally be rid of this green menace.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 9 of 11
Simply827
Established Contributor

Re: First Premier got me again!


@NJTurnpike wrote:

"The speil  the account specialist gave me was great. Well sir, we do report 48 times a year to the 4 major credit rating agencies. Not all card will do that. That benefit is something covered by the monthly maintainence fee."

 

 


ROFL. Oh since my other cards only report 36 times I guess they don't love me as much. ROFL. You should call back today and break it off!


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 10 of 11
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