and an off the topic question for everyone how does everyone put the post with there scores on the bottom of your posts? Thanks.
As much as I dont like First Premier as much as the next guy. I have to say they helped me I had no score and they helped me build towards a good score. I think of it like im paying them monthly to boost my credit I dont use the card for anything I got it paid the ridulous start up fee and now just pay the 7 dollars a month. best 7 dollars I spend all month. I think the problems come in with them if you actually use the card with I have not.
Had the card also helped me rebuild but at the end of the day that card is a joke.