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I closed my account about a week or so ago, and wasn't really paying attention to the lady who said closing my account was a bad idea. So when I checked the mail yesterday, I saw a check for $49. I called customer service, and it's because they billed me for the annual fee. Since I PIF and it wasnt the whole year yet, they wanted to refund me. The person said I'd qualify for a card much higher than the card I had. I just hung up lol.
I also received a check from them not too long ago. Not only did I receive the AF back, but because I was with them for over two years I had the privlidge of paying the monthly fee, so I had one of those refunded back to me as well. Cash it and forget it!
I closed my account with them several months ago. They were very nice about it. They asked why I was closing. I told them I had simply outgrown them but appreciated them for giving me a chance. About a month later I received a check for 90.00 something dollars. I cant remember the exact amount but my experience with them was great. I cant say the same about Credit One. I had a very difficult time closing that account.. I had to send them a certified letter threatening legal action and had a very heated phone call. Only then did they close my account. It was a royal pain dealing with Credit One. My advice, stay away from them if you can get any other card. Thats just my two cents.
@1_2 wrote:I closed my account with them several months ago. They were very nice about it. They asked why I was closing. I told them I had simply outgrown them but appreciated them for giving me a chance. About a month later I received a check for 90.00 something dollars. I cant remember the exact amount but my experience with them was great. I cant say the same about Credit One. I had a very difficult time closing that account.. I had to send them a certified letter threatening legal action and had a very heated phone call. Only then did they close my account. It was a royal pain dealing with Credit One. My advice, stay away from them if you can get any other card. Thats just my two cents.
Yuck. I plan on closing them after I receive some CLI's and new cards around spring time next year. I hate to hear that, and have to know what I'm looking forward to. I will agree that FP was very nice about me closing my account with them.
@Anonymous wrote:
Cash it and forget it
+1
@Broke_Triathlete wrote:
@1_2 wrote:I closed my account with them several months ago. They were very nice about it. They asked why I was closing. I told them I had simply outgrown them but appreciated them for giving me a chance. About a month later I received a check for 90.00 something dollars. I cant remember the exact amount but my experience with them was great. I cant say the same about Credit One. I had a very difficult time closing that account.. I had to send them a certified letter threatening legal action and had a very heated phone call. Only then did they close my account. It was a royal pain dealing with Credit One. My advice, stay away from them if you can get any other card. Thats just my two cents.
Yuck. I plan on closing them after I receive some CLI's and new cards around spring time next year. I hate to hear that, and have to know what I'm looking forward to. I will agree that FP was very nice about me closing my account with them.
Maybe you wont have any problems with them. I have read where others breezed right through it. I've also read similiar stories to mine. I will keep my fingers crossed for smooth sailing for you.
@1_2 wrote:
@Broke_Triathlete wrote:
@1_2 wrote:I closed my account with them several months ago. They were very nice about it. They asked why I was closing. I told them I had simply outgrown them but appreciated them for giving me a chance. About a month later I received a check for 90.00 something dollars. I cant remember the exact amount but my experience with them was great. I cant say the same about Credit One. I had a very difficult time closing that account.. I had to send them a certified letter threatening legal action and had a very heated phone call. Only then did they close my account. It was a royal pain dealing with Credit One. My advice, stay away from them if you can get any other card. Thats just my two cents.
Yuck. I plan on closing them after I receive some CLI's and new cards around spring time next year. I hate to hear that, and have to know what I'm looking forward to. I will agree that FP was very nice about me closing my account with them.
Maybe you wont have any problems with them. I have read where others breezed right through it. I've also read similiar stories to mine. I will keep my fingers crossed for smooth sailing for you.
Thank you very much! It's still a few months away but I'll do my best to remember to post here to follow up with you!