My First Premier MC has EMV chip. I personally dont understand why the technology is supposed to be better and safer but maybe as merchants transition we will all see the benefits. I hardly ever use this card because FP is known for having high fees. Though I have better cards i leave this one open because the AF is only $49 and the customer service has always been friendly. Does anyone else rebuilding or with an old FP have the chip? I was kind of impressed they are keeping up with the times
