@Anonymous wrote:So happy, I was approved for Chase Freedom!
Pretty funny actually because both my EX and TU are frozen. I called the analyst backdoor after getting a message saying it was processing. He told me that the automated system tried EX and TU and both were frozen. He then offered to check EQ. He did and I got a $1000 limit. Not much obviously, but it's a start. Just happy to have my foot in the door and I can hope for a CLI down the road.
Hopefully I can just get one more after my EX clears up and then it's into the garden with me for a while.
Congrats!! Freedom is a great card 
Congrats on the Freedom!!
@Anonymous wrote:So happy, I was approved for Chase Freedom!
Pretty funny actually because both my EX and TU are frozen. I called the analyst backdoor after getting a message saying it was processing. He told me that the automated system tried EX and TU and both were frozen. He then offered to check EQ. He did and I got a $1000 limit. Not much obviously, but it's a start. Just happy to have my foot in the door and I can hope for a CLI down the road.
Hopefully I can just get one more after my EX clears up and then it's into the garden with me for a while.
Congrats!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Jimbo are you a member of PSECU?
Not yet but I will be soon. My wife joined last month as a student at a PA University. Now I can join as her spouse. I was waiting for my EX to clear up and I plan to join and app for their auto loan to refinance our new car. I am also considering applying for their CC. The problem is it has no rewards program and I don't really plan to carry a balance, so the low APR won't help me much. It is kind of between the PSECU CC, Citi Forward, or PNC CashBuilder. I am also a current PNC customer so I would get a flat rate of 1.5% cash back with them, which is quite good. Not to mention it would easily integrate with my online banking info. Tough call really. I imagine PSECU would give me a higher limit.
That's good to hear you are going to become a member. I would definitely apply for the combo.
Even though the card may not have a rewards program, the high limit will help you get high limit reward cards with other creditors.
That's a good point about the high limit making others match it. You actually think I would get the combo? Is that significantly different than just the CC or do you always automatically get the combo?
from my research the combo is a cc/loc....say for example you are approved for $10k combo.
The $10k would be shared between the cc and loc.
On your report it will have 2 tradelines, so essentially it will show you have $20k in available credit which will help with utilization 