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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

First Revolv in years

Skipped the going for the secured card route and the First Premier.  Decided I would just try an easy unsecured.  Pulled the trigger and got a Walmart card.  I know it's not much but it is my first revolving acct. in years.  Got just about everything cleared up a little while back.  I figured my scores wouldn't be going anywhere without something.  


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
jamie123
Posts: 906
Registered: ‎03-22-2012
0

Re: First Revolv in years

Congrats!

 

That's awesome!

 

Free TU FICO score!



Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Established Contributor
jamie123
Posts: 906
Registered: ‎03-22-2012
0

Re: First Revolv in years

With your scores, you should probably app for the AMEX Zync now.

The Zync's demographic is for people with thin files and not too many baddies on their report. AMEX is a lot more forgiving with approvals for the Zync than the rest of their cards.

 

Usually if you can be approved for the Walmart card you can be approved for the Zync.



Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

New Contributor
Lzzybeth
Posts: 50
Registered: ‎03-13-2008
0

Re: First Revolv in years

Congrats!! It's a great feeling huh? I myself was just approved with my local credit union and I haven't had a card in almost 10 years.

 

I agree, you gotta start somewhere!!


Starting Score: Jan 2012: EQ - 624
Current Score:Sept 2014: EQ - 652
Goal Score: Across the Board: 720
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