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First Revolv in years

Moderator Emeritus

First Revolv in years

Skipped the going for the secured card route and the First Premier.  Decided I would just try an easy unsecured.  Pulled the trigger and got a Walmart card.  I know it's not much but it is my first revolving acct. in years.  Got just about everything cleared up a little while back.  I figured my scores wouldn't be going anywhere without something.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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3 REPLIES
Valued Contributor

Re: First Revolv in years

Congrats!

 

That's awesome!

 

Free TU FICO score!


Starting Score: EQ 653 6/21/12
Current Score: EQ 703 8/5/17 - EX 743 8/5/17 - TU 731 8/5/17
Message 2 of 4
Valued Contributor

Re: First Revolv in years

With your scores, you should probably app for the AMEX Zync now.

The Zync's demographic is for people with thin files and not too many baddies on their report. AMEX is a lot more forgiving with approvals for the Zync than the rest of their cards.

 

Usually if you can be approved for the Walmart card you can be approved for the Zync.


Starting Score: EQ 653 6/21/12
Current Score: EQ 703 8/5/17 - EX 743 8/5/17 - TU 731 8/5/17
Message 3 of 4
New Contributor

Re: First Revolv in years

Congrats!! It's a great feeling huh? I myself was just approved with my local credit union and I haven't had a card in almost 10 years.

 

I agree, you gotta start somewhere!!

Starting Score: Jan 2012: EQ - 624
Current Score:Apr 2017: EQ - 748
Goal Score: Across the Board: 760
GC Challenge: App Free Since 4/19/2016


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