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I just recently closed this card. It had a very high interest rate of 29.99% with an annual fee. Customer sevice was trying to keep me with them by lowering my interest rate to 19.99% for 12 month with the annual fee of course. I went ahead and closed it since i have 3 Cap1 cards now that i can continue to work with.
This card did its job and helped me rebuild but hardly ever used it. I started with a $350 limit and at the 6 months they increased it to $600 but i had to call and they did a HP for it. Again, this card did it's job but it was time to let it go before the annual fee.
would i recommend this card? ehh.