First Tennessee Platinum Premier Visa

[Anonymous]

Does anyone know which credit bureau First Tennessee Pulls for their Platinum Premier Visa, because I've been banking with them for over 2 1/2 years and I finally think i have a decent enough chance to get accepted if they pull my Equifax report which shows a credit score of 698(up from 490 2 years ago). Also I recently just opened a Citi AA advantage AMEX card and currently show 5 pull( all from this year) on my report do you guys think i have a fighting chance?

[smc733]

I can't speak to what their standards may be, but I will say this.  Most creditors don't tend to have a problem with inquiries under 6 in a 12 month period.  Some on here may disagree, and there will always be exceptions, especially Discover, Discover hates inquiries.

[Anonymous]

Oh thanks for the info. I might just wait till the beginning of next year to apply, because i really would hate to get decline. Plus, the min amount they give for a credit line is 5000 and i'm in desperate need of a high limit card so i can stop pulling my hair out over crapital one

[thrasher865]

Dont count on too high of a limit.

They are by far my lowest limit card at $1100.  I dont mind, though, as I just use it for overdraft protection.  Also, I dont think I have a platinum premier visa.  I got this card when I turned 18, and it was my first credit account.  I think it started out at $500, though, so they do give out auto CLIs, because Ive never asked them for one.

Also, dont take solely my word for it, but I think they pulled EQ on me when I went in for a quote on an auto loan.  I can't remember for sure, and it's well fallen off my report, so I can't check.  Good luck.