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First Timer - Capital One Venture One

Hi first timer here little background 1.5 AAoA  I have a capital one regular quicksilver with $3,000.00 converted from journey I really want the venture one for the travel.. Can you have two Capital One cards ? My credit is decent upper 690's and no negatives 

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Re: First Timer - Capital One Venture One

Welcome to the forum. Yes you are allowed two Cap1 cards. 

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Re: First Timer - Capital One Venture One

yes you can have multiple capital one cards


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21 year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

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Re: First Timer - Capital One Venture One


baseballfan21 wrote:

Hi first timer here little background 1.5 AAoA  I have a capital one regular quicksilver with $3,000.00 converted from journey I really want the venture one for the travel.. Can you have two Capital One cards ? My credit is decent upper 690's and no negatives 


You can have two but it would be a waste. The Quicksilver card you have gives 1.5% back on everything, and the Venture One gives 1.25% on everything.

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Re: First Timer - Capital One Venture One


-NewGuy- wrote:

baseballfan21 wrote:

Hi first timer here little background 1.5 AAoA  I have a capital one regular quicksilver with $3,000.00 converted from journey I really want the venture one for the travel.. Can you have two Capital One cards ? My credit is decent upper 690's and no negatives 


You can have two but it would be a waste. The Quicksilver card you have gives 1.5% back on everything, and the Venture One gives 1.25% on everything.


I thought the venture will give me travel rewards instead of cash back

New Visitor
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Re: First Timer - Capital One Venture One

Plus the one time bonua of 20,000 bonus miles 

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Re: First Timer - Capital One Venture One


baseballfan21 wrote:

-NewGuy- wrote:

baseballfan21 wrote:

Hi first timer here little background 1.5 AAoA  I have a capital one regular quicksilver with $3,000.00 converted from journey I really want the venture one for the travel.. Can you have two Capital One cards ? My credit is decent upper 690's and no negatives 


You can have two but it would be a waste. The Quicksilver card you have gives 1.5% back on everything, and the Venture One gives 1.25% on everything.


I thought the venture will give me travel rewards instead of cash back


Their "miles" are really just cash back. They cannot be transferred to airlines to be considered genuine miles. 

Age: 22 | AAoA: 4.5 yrs | FICO Scores: 780-810 | Inq: EX: 3, EQ: 3, TR: 3 | GARDENING AS OF 04/03/2015
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Re: First Timer - Capital One Venture One


heyarrnold wrote:

baseballfan21 wrote:

-NewGuy- wrote:

baseballfan21 wrote:

Hi first timer here little background 1.5 AAoA  I have a capital one regular quicksilver with $3,000.00 converted from journey I really want the venture one for the travel.. Can you have two Capital One cards ? My credit is decent upper 690's and no negatives 


You can have two but it would be a waste. The Quicksilver card you have gives 1.5% back on everything, and the Venture One gives 1.25% on everything.


I thought the venture will give me travel rewards instead of cash back


Their "miles" are really just cash back. They cannot be transferred to airlines to be considered genuine miles. 


thats great to know so ow much would u have to spend in order to get like a ticket

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Re: First Timer - Capital One Venture One


heyarrnold wrote:

baseballfan21 wrote:

-NewGuy- wrote:

baseballfan21 wrote:

Hi first timer here little background 1.5 AAoA  I have a capital one regular quicksilver with $3,000.00 converted from journey I really want the venture one for the travel.. Can you have two Capital One cards ? My credit is decent upper 690's and no negatives 


You can have two but it would be a waste. The Quicksilver card you have gives 1.5% back on everything, and the Venture One gives 1.25% on everything.


I thought the venture will give me travel rewards instead of cash back


Their "miles" are really just cash back. They cannot be transferred to airlines to be considered genuine miles. 


Exactly. So the Venture One gives you 1.25 'miles' for every dollar spent. Each 'mile' is good for 1 cent towards travel charges like hotels, airlines, etc. So you are getting 1.25% back on each purchase. Your Quicksilver card gives a better return already at 1.5%.

New Visitor
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Re: First Timer - Capital One Venture One

what about the regular venture with 2x miles and 40,000 bonus is that better

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