Reply
Member
njile3
Posts: 5
Registered: ‎06-14-2007

First cc

My boyfriend wants to apply for his first credit card and we don't know which one would be best for him. His credit score is at 680 (he has a student loan which he pays on time) otherwise he doesn't have much of a history.. Which cc would be best for him? I'm thinking Citi or Capital One?
Senior Contributor
Sylviatob
Posts: 4,596
Registered: ‎09-14-2007

Re: First cc

Hi njile, welcome to the forums. There's a wealth of information here.

Cap1 is an excellent card to start off with. I have 3. They may start him off with a low cr. limit(perhaps $300-$500), but over time they will automatically increase the limits

My spouse has a Citi card, and has a hefty cl on it. But she's had it for 4 years.

You may want to go here, plug in his FICO scores and compare(I just discovered this website this morning):

http://www.financeglobe.com/ScoreMatch/?gl&gclid=COiUr97s944CFRcbWAodswwy0w

Good luck! :smileyhappy:
"Never ever, ever be late. Never" (FUTR)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+