First cc

[njile3]

My boyfriend wants to apply for his first credit card and we don't know which one would be best for him. His credit score is at 680 (he has a student loan which he pays on time) otherwise he doesn't have much of a history.. Which cc would be best for him? I'm thinking Citi or Capital One?

[Anonymous]

Hi njile, welcome to the forums. There's a wealth of information here.

Cap1 is an excellent card to start off with. I have 3. They may start him off with a low cr. limit(perhaps $300-$500), but over time they will automatically increase the limits

My spouse has a Citi card, and has a hefty cl on it. But she's had it for 4 years.

You may want to go here, plug in his FICO scores and compare(I just discovered this website this morning):

http://www.financeglobe.com/ScoreMatch/?gl&gclid=COiUr97s944CFRcbWAodswwy0w

Good luck!