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Regular Contributor
armymom
Posts: 204
Registered: ‎01-18-2009
0

First new accounts in 8 yrs!!

I have been in need of a new oven, so decide to go into my locale Home Depot and apply.  Approved for $1000!!  :smileysurprised:  I know that pales in comparison to what some are approved for but I was thrilled to pieces.  I went home and called to see if I qualified for an CLI.  $2000!!  

 

After being approved for HD I decided since I haven't applied for a major cc in about 8 yrs, I went online and applied for a Citi Plat MC.  Approved for $5000!! :smileyvery-happy:  I about fell off the chair!!  Honestly.  I know it has an AF but adding the bonus miles to what I currently have gives me enough for a RT ticket to Europe to see my son.  

 

I have learned so much by my own mistakes and even more by reading this forum.  I truly can't thank everyone here enough.  I definitely won't make the same mistakes again. 

EQ Fico 01/10 743
TU Fico 01/10 716
Established Contributor
aquatic1
Posts: 620
Registered: ‎08-16-2008
0

Re: First new accounts in 8 yrs!!


armymom wrote:

I have been in need of a new oven, so decide to go into my locale Home Depot and apply.  Approved for $1000!!  :smileysurprised:  I know that pales in comparison to what some are approved for but I was thrilled to pieces.  I went home and called to see if I qualified for an CLI.  $2000!!  

 

After being approved for HD I decided since I haven't applied for a major cc in about 8 yrs, I went online and applied for a Citi Plat MC.  Approved for $5000!! :smileyvery-happy:  I about fell off the chair!!  Honestly.  I know it has an AF but adding the bonus miles to what I currently have gives me enough for a RT ticket to Europe to see my son.  

 

I have learned so much by my own mistakes and even more by reading this forum.  I truly can't thank everyone here enough.  I definitely won't make the same mistakes again. 


Good for you!!!!!! If you don't mind, can you tell what your scores are and what report they pulled?

When I was approved for my Hooters card I was super happy.  $300 is not enough for some but for me it was a HUGE step forward! 


Starting Score: TU:537
Current Score: TU:683 (3/11/10)
Goal Score: TU:740


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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: First new accounts in 8 yrs!!

Congrats and enjoy your trip to Europe. 
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: First new accounts in 8 yrs!!

OP, you need to update your siggy now. Congrats!
Regular Contributor
armymom
Posts: 204
Registered: ‎01-18-2009
0

Re: First new accounts in 8 yrs!!

[ Edited ]

aquatic1 wrote:

armymom wrote:

I have been in need of a new oven, so decide to go into my locale Home Depot and apply.  Approved for $1000!!  :smileysurprised:  I know that pales in comparison to what some are approved for but I was thrilled to pieces.  I went home and called to see if I qualified for an CLI.  $2000!!  

 

After being approved for HD I decided since I haven't applied for a major cc in about 8 yrs, I went online and applied for a Citi Plat MC.  Approved for $5000!! :smileyvery-happy:  I about fell off the chair!!  Honestly.  I know it has an AF but adding the bonus miles to what I currently have gives me enough for a RT ticket to Europe to see my son.  

 

I have learned so much by my own mistakes and even more by reading this forum.  I truly can't thank everyone here enough.  I definitely won't make the same mistakes again. 


Good for you!!!!!! If you don't mind, can you tell what your scores are and what report they pulled?

When I was approved for my Hooters card I was super happy.  $300 is not enough for some but for me it was a HUGE step forward! 


Citi pulled EX and my plus score is 707.  I'm at 40% util and that's what suprised me about being approved.  And getting a 5K limit.  Home Depot pulled EQ and my fico score is 724. 

 

PenFed is next on the list.  But that's is at least 6 months down the road.  I know I need to get my balances paid down before applying.  I want to refinance my car. So I want to join, refinance and apply for their visa all at the same time.

Message Edited by armymom on 12-13-2009 10:28 AM
Message Edited by armymom on 12-13-2009 12:44 PM
EQ Fico 01/10 743
TU Fico 01/10 716

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